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Area data

Holyoke, MA — ZIP 01040

Population: 37,813 (Census ACS)

The median home value in ZIP 01040 (Holyoke, MA) is $337,398 — up 4.2% over the past year. Homes sell for a median $109,900 after a median 111 days on market. Typical rent runs $1,796/month. 13 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hurricane, icestorm, inlandflooding the top-rated hazards. Cost of living is 10.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$337,398

Median home value

+4.2%

1-year change

111

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$337,398
1-year appreciation
+4.2%
3-year appreciation
+11.8%
5-year appreciation
+26.8%
10-year appreciation
+82.7%
All-time peak (2026-07)
$337,398
House Price Index (state)
467.4 (+2.1% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$109,900
Median list price
$201,000
Median price per sqft
$113
1-year sale-price change
-50.0%
Median days on market
111 days
Homes sold (recent period)
1
For-sale inventory
37
Sale-to-list ratio
100.0%
Active listings
1
1-year forecast
+2.3%
Days to pending
31 days
New listings (monthly)
19

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,796/mo
1-year rent change
+0.6%
Studio fair-market rent
$1,278/mo
1BR fair-market rent
$1,597/mo
2BR fair-market rent
$2,044/mo
3BR fair-market rent
$2,658/mo
4BR fair-market rent
$3,067/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.5 (100 = US avg)
Electricity rate (state-level)
30.5¢/kWh
Natural gas rate (state-level)
$25.10/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
13
Elementary schools
9
Middle schools
2
High schools
2
Charter schools
1
School districts serving the area
Holyoke Community Charter (District), Holyoke, Springfield
Schools include
Holyoke Community Charter School, Holyoke High, Kelly Elementary, Lt Clayre Sullivan Elementary, Lt Elmer J McMahon Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hurricane, iceStorm, inlandFlooding, strongWind, coldWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Moderate · hurricane: Relatively High
Wildfire risk to homes (county)
Higher than 17% of US counties
Buildings in wildfire direct-exposure zone
32.3%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
PSC Resources (16.5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
51.6 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
220
Days with Moderate air quality
139
Days with Unhealthy air quality
2
Highest AQI recorded (year)
153

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
15.5 / 20
Transit service frequency
266
Jobs reachable by car (30 min)
62,678
Jobs reachable by transit (45 min)
65,302

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
4
Nearest national park
Springfield Armory National Historic Site (8 mi)
National parks include
Springfield Armory National Historic Site, New England National Scenic Trail, Coltsville National Historical Park
Airports within 30 mi
27
Nearest airport
Westfield-Barnes Regional Airport (BAF) (5 mi)
Nearest major airport
Westfield-Barnes Regional Airport (BAF) (5 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
HOLYOKE MEDICAL CENTER, MIRAVISTA BEHAVIORAL HEALTH CENTER, VALLEY SPRINGS BEHAVIORAL HEALTH HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,085 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,950
Housing built before 1970
72.2%
Housing built 2000 or later
4.3%
Median annual property tax
$4,065
Mean commute to work
17 min
Households with broadband internet
56.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
170,676
Average weekly wage
$1,136
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
201

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 01040State medianUS median
Median home value$337,398$625,940$289,727
Median sale price$109,900$585,000$325,000
Median days on market111 days27 days51 days
Typical rent$1,796/mo$2,768/mo$1,808/mo
Median annual property tax$4,065$5,436$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 01040?
$337,398.
What is the median sale price in ZIP 01040?
$109,900.
How long do homes take to sell in ZIP 01040?
Median days on market: 111 days.
What is typical rent in ZIP 01040?
Typical rent: $1,796/month.
What is the natural-hazard risk in ZIP 01040?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hurricane, iceStorm, inlandFlooding, strongWind, coldWave.
What is the wildfire risk in ZIP 01040?
Risk to homes is higher than 17% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 01040?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 01040?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 01040?
13 schools (9 elementary, 2 middle, 2 high) (NCES, 2022-23).
Is ZIP 01040 walkable?
Walkability index: 15.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 01040?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in ZIP 01040?
Regional Price Parity: 110.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Selling a home in Holyoke, MA?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents