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Area data

Cumberland, RI — ZIP 02864

Population: 36,820 (Census ACS)

The median home value in ZIP 02864 (Cumberland, RI) is $527,681 — up 2.4% over the past year. Homes sell for a median $645,000 after a median 8 days on market. Typical rent runs $2,230/month. 13 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coldwave, heatwave, icestorm the top-rated hazards. Cost of living is 1.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$527,681

Median home value

+2.4%

1-year change

8

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$527,681
1-year appreciation
+2.4%
3-year appreciation
+15.4%
5-year appreciation
+29.9%
10-year appreciation
+94.8%
All-time peak (2026-07)
$527,681
House Price Index (state)
428.0 (+4.1% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$645,000
Median list price
$649,500
Median price per sqft
$189
1-year sale-price change
+1.6%
Median days on market
8 days
Homes sold (recent period)
7
For-sale inventory
81
Sale-to-list ratio
106.5%
Active listings
7
1-year forecast
+2.3%
Days to pending
17 days
New listings (monthly)
43

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,230/mo
1-year rent change
+3.0%
Studio fair-market rent
$1,207/mo
1BR fair-market rent
$1,509/mo
2BR fair-market rent
$1,921/mo
3BR fair-market rent
$2,498/mo
4BR fair-market rent
$2,882/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
99.0 (100 = US avg)
Electricity rate (state-level)
29.5¢/kWh
Natural gas rate (state-level)
$21.70/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
13
Elementary schools
8
Middle schools
2
High schools
2
Charter schools
4
School districts serving the area
Blackstone Valley Prep A RI Mayoral Academy, Cumberland
Schools include
Blackstone Valley Prep, Blackstone Valley Prep E. 2, Blackstone Valley Prep High, Blackstone Valley Prep Element, B.F. Norton Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
coldWave, heatWave, iceStorm, inlandFlooding, lightning
Notable hazard ratings (county)
coastalFlooding: Relatively Low · coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively High
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 18% of US counties
Buildings in wildfire direct-exposure zone
16.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Peterson/Puritan, Inc. (2.6 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
51.6 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
217
Days with Moderate air quality
144
Highest AQI recorded (year)
125

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
68,271
Jobs reachable by transit (45 min)
74,406

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
16
Nearest national park
Blackstone River Valley National Historical Park (7 mi)
National parks include
Blackstone River Valley National Historical Park, Roger Williams National Memorial, Frederick Law Olmsted National Historic Site
Airports within 30 mi
21
Nearest airport
North Central State Airport (SFZ) (5 mi)
Nearest major airport
Rhode Island T. F. Green International Airport (PVD) (17 mi)
Hospitals nearby (~15 mi)
17
Hospitals include
STURDY MEMORIAL HOSPITAL, ARBOUR-FULLER HOSPITAL, BROWN UNIVERSITY HEALTH MORTON HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,506 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,972
Housing built before 1970
47.4%
Housing built 2000 or later
14.6%
Median annual property tax
$4,870
Mean commute to work
22 min
Households with broadband internet
83.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
249,035
Average weekly wage
$1,251
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
223

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 02864State medianUS median
Median home value$527,681$517,445$289,727
Median sale price$645,000$551,000$325,000
Median days on market8 days34 days51 days
Typical rent$2,230/mo$2,126/mo$1,808/mo
Median annual property tax$4,870$4,962$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 02864?
$527,681.
What is the median sale price in ZIP 02864?
$645,000.
How long do homes take to sell in ZIP 02864?
Median days on market: 8 days.
What is typical rent in ZIP 02864?
Typical rent: $2,230/month.
What is the natural-hazard risk in ZIP 02864?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coldWave, heatWave, iceStorm, inlandFlooding, lightning.
Is ZIP 02864 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 02864?
Risk to homes is higher than 18% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 02864?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 02864?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Peterson/Puritan, Inc., 2.6 mi.
How many schools serve ZIP 02864?
13 schools (8 elementary, 2 middle, 2 high) (NCES, 2022-23).
Is ZIP 02864 walkable?
Walkability index: 7.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 02864?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in ZIP 02864?
Regional Price Parity: 99.0 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents