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Area data

Manchester, NH — ZIP 03109

Population: 9,929 (Census ACS)

The median home value in ZIP 03109 (Manchester, NH) is $473,386 — up 1.2% over the past year. Homes sell for a median $440,000 after a median 52.5 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, lightning, strongwind the top-rated hazards. Cost of living is 6.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$473,386

Median home value

+1.2%

1-year change

52.5

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$473,386
1-year appreciation
+1.2%
3-year appreciation
+14.7%
5-year appreciation
+34.6%
10-year appreciation
+109.9%
All-time peak (2026-07)
$473,386
House Price Index (state)
472.1 (+3.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$440,000
Median list price
$434,900
Median price per sqft
$371
1-year sale-price change
+1.7%
Median days on market
52.5 days
Homes sold (recent period)
15
For-sale inventory
22
Sale-to-list ratio
99.6%
Active listings
7
1-year forecast
+2.9%
New listings (monthly)
17

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,382/mo
1BR fair-market rent
$1,728/mo
2BR fair-market rent
$2,212/mo
3BR fair-market rent
$2,876/mo
4BR fair-market rent
$3,319/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
106.5 (100 = US avg)
Electricity rate (state-level)
24.6¢/kWh
Natural gas rate (state-level)
$18.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
2
Middle schools
1
High schools
0
Charter schools
1
School districts serving the area
Mill Falls Charter School, Manchester School District
Schools include
Mill Falls Charter School, Green Acres School, Henry J. McLaughlin Jr. Middle School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, lightning, strongWind, winterWeather, coldWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Moderate
FEMA flood zone
A08
Flood risk level
High
Wildfire risk to homes (county)
Higher than 18% of US counties
Buildings in wildfire direct-exposure zone
45.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Auburn Road Landfill (3.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
51.0°F
Average high
59.0°F
Average low
42.0°F
Annual precipitation
60.4 in
Annual snowfall
59.6 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
39
Days with Good air quality
305
Days with Moderate air quality
55
Highest AQI recorded (year)
119

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
42,024
Jobs reachable by transit (45 min)
39,841

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
11
Nearest national park
Lowell National Historical Park (22 mi)
National parks include
Lowell National Historical Park, Minute Man National Historical Park, Saugus Iron Works National Historic Site
Airports within 30 mi
25
Nearest airport
Manchester-Boston Regional Airport (MHT) (3 mi)
Nearest major airport
Manchester-Boston Regional Airport (MHT) (3 mi)
Hospitals nearby (~15 mi)
8
Hospitals include
HOLY FAMILY HOSPITAL, WHITTIER PAVILION, ST JOSEPH HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+252 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,987
Housing built before 1970
27.6%
Housing built 2000 or later
25.3%
Median annual property tax
$6,000
Mean commute to work
22 min
Households with broadband internet
85.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
181,065
Average weekly wage
$1,500
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
308

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 03109State medianUS median
Median home value$473,386$486,274$289,727
Median sale price$440,000$510,000$325,000
Median days on market53 days50 days51 days
Median annual property tax$6,000$5,920$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 03109?
$473,386.
What is the median sale price in ZIP 03109?
$440,000.
How long do homes take to sell in ZIP 03109?
Median days on market: 52.5 days.
What is typical rent in ZIP 03109?
2-bedroom fair-market rent: $2,212/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 03109?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, lightning, strongWind, winterWeather, coldWave.
Is ZIP 03109 in a flood zone?
High (FEMA NFIP). FEMA flood zone A08.
What is the wildfire risk in ZIP 03109?
Risk to homes is higher than 18% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 03109?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 03109?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Auburn Road Landfill, 3.3 mi.
How many schools serve ZIP 03109?
3 schools (2 elementary, 1 middle) (NCES, 2022-23).
Is ZIP 03109 walkable?
Walkability index: 7.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 03109?
Good. Median AQI: 39. (EPA AQI).
What is the cost of living in ZIP 03109?
Regional Price Parity: 106.5 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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