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Area data

Belmont, NH — ZIP 03220

Population: 7,393 (Census ACS)

The median home value in ZIP 03220 (Belmont, NH) is $474,478 — up 1.7% over the past year. Homes sell for a median $518,000 after a median 85 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, lightning, winterweather the top-rated hazards. Cost of living is 6.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$474,478

Median home value

+1.7%

1-year change

85

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$474,478
1-year appreciation
+1.7%
3-year appreciation
+16.2%
5-year appreciation
+40.7%
10-year appreciation
+144.1%
All-time peak (2026-07)
$474,478
House Price Index (state)
472.1 (+3.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$518,000
Median list price
$525,000
Median price per sqft
$158
1-year sale-price change
+11.4%
Median days on market
85 days
Homes sold (recent period)
1
For-sale inventory
33
Sale-to-list ratio
99.8%
Active listings
5
1-year forecast
+3.0%
New listings (monthly)
11

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,382/mo
1BR fair-market rent
$1,728/mo
2BR fair-market rent
$2,212/mo
3BR fair-market rent
$2,876/mo
4BR fair-market rent
$3,319/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
106.5 (100 = US avg)
Electricity rate (state-level)
24.6¢/kWh
Natural gas rate (state-level)
$18.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Schools include
Belmont High School, Belmont Middle School, Belmont Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, lightning, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · earthquake: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively High
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 10% of US counties
Buildings in wildfire direct-exposure zone
72.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Collins & Aikman Plant (Former) (22.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
47.0°F
Average high
58.0°F
Average low
37.0°F
Annual precipitation
48.3 in
Annual snowfall
68.5 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
35
Days with Good air quality
310
Days with Moderate air quality
54
Highest AQI recorded (year)
105

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
8.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
6,067
Jobs reachable by transit (45 min)
5,700

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Saint-Gaudens National Historical Park (45 mi)
National parks include
Saint-Gaudens National Historical Park, Marsh - Billings - Rockefeller National Historical Park, Lowell National Historical Park
Airports within 30 mi
24
Nearest airport
Laconia Municipal Airport (LCI) (8 mi)
Nearest major airport
Concord Municipal Airport (CON) (19 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
CONCORD HOSPITAL- LACONIA, CONCORD HOSPITAL- FRANKLIN
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+345 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,983
Housing built before 1970
21.6%
Housing built 2000 or later
16.9%
Median annual property tax
$5,583
Mean commute to work
23 min
Households with broadband internet
84.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
21,685
Average weekly wage
$1,049
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
165

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 03220State medianUS median
Median home value$474,478$486,274$289,727
Median sale price$518,000$510,000$325,000
Median days on market85 days50 days51 days
Median annual property tax$5,583$5,920$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 03220?
$474,478.
What is the median sale price in ZIP 03220?
$518,000.
How long do homes take to sell in ZIP 03220?
Median days on market: 85 days.
What is typical rent in ZIP 03220?
2-bedroom fair-market rent: $2,212/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 03220?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, lightning, winterWeather.
Is ZIP 03220 in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in ZIP 03220?
Risk to homes is higher than 10% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 03220?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 03220?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 03220?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 03220 walkable?
Walkability index: 8.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 03220?
Good. Median AQI: 35. (EPA AQI).
What is the cost of living in ZIP 03220?
Regional Price Parity: 106.5 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents