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Area data

Portland, ME — ZIP 04109

Population: 213 (Census ACS)

The median home value in ZIP 04109 (Portland, ME) is $872,138 — up 1.1% over the past year. The median sale price is $1.64M. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, winterweather, lightning the top-rated hazards. Cost of living is 2.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$872,138

Median home value

+1.1%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$872,138
1-year appreciation
+1.1%
3-year appreciation
+2.8%
5-year appreciation
+21.0%
All-time peak (2024-05)
$874,948
House Price Index (state)
486.3 (+4.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.64M
Median list price
$850,000
Homes sold (recent period)
1
Sale-to-list ratio
97.0%
Active listings
1
1-year forecast
+2.2%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,100/mo
1BR fair-market rent
$1,375/mo
2BR fair-market rent
$1,762/mo
3BR fair-market rent
$2,290/mo
4BR fair-market rent
$2,643/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.5 (100 = US avg)
Electricity rate (state-level)
27.8¢/kWh
Natural gas rate (state-level)
$19.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, winterWeather, lightning, coastalFlooding, hail
Notable hazard ratings (county)
coastalFlooding: Relatively Moderate · coldWave: Relatively Low · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low
FEMA flood zone
VE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 9% of US counties
Buildings in wildfire direct-exposure zone
61.2%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Keddy Mill (11.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
46.0°F
Average high
55.0°F
Average low
36.0°F
Annual precipitation
55.1 in
Annual snowfall
51.6 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
37
Days with Good air quality
291
Days with Moderate air quality
74
Highest AQI recorded (year)
119

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
9.7 / 20
Transit service frequency
880
Jobs reachable by car (30 min)
9
Jobs reachable by transit (45 min)
41

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Frances Perkins National Monument (39 mi)
Airports within 30 mi
22
Nearest airport
Portland International Jetport (PWM) (6 mi)
Nearest major airport
Portland International Jetport (PWM) (6 mi)
Hospitals nearby (~15 mi)
9
Hospitals include
NORTHERN LIGHT MERCY HOSPITAL, MAINEHEALTH MAINE MEDICAL CENTER, YORK HOSPITAL
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
136
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,938
Housing built before 1970
68.7%
Housing built 2000 or later
13.2%
Median annual property tax
$7,951
Households with broadband internet
79.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
169,799
Average weekly wage
$1,343
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
611

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 04109State medianUS median
Median home value$872,138$347,099$289,727
Median sale price$1.64M$415,000$325,000
Median annual property tax$7,951$2,264$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 04109?
$872,138.
What is the median sale price in ZIP 04109?
$1.64M.
What is typical rent in ZIP 04109?
2-bedroom fair-market rent: $1,762/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 04109?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, winterWeather, lightning, coastalFlooding, hail.
Is ZIP 04109 in a flood zone?
High (FEMA NFIP). FEMA flood zone VE.
What is the wildfire risk in ZIP 04109?
Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 04109?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 04109?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 04109 walkable?
Walkability index: 9.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 04109?
Good. Median AQI: 37. (EPA AQI).
What is the cost of living in ZIP 04109?
Regional Price Parity: 97.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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