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Area data

Colchester, VT — ZIP 05446

Population: 16,452 (Census ACS)

The median home value in ZIP 05446 (Colchester, VT) is $491,127 — up 0.8% over the past year. Homes sell for a median $515,000 after a median 52.5 days on market. Typical rent runs $2,267/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, avalanche, icestorm the top-rated hazards. Cost of living is at the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$491,127

Median home value

+0.8%

1-year change

52.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$491,127
1-year appreciation
+0.8%
3-year appreciation
+8.5%
5-year appreciation
+40.0%
10-year appreciation
+98.1%
All-time peak (2025-11)
$497,133
House Price Index (state)
433.5 (+3.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$515,000
Median list price
$600,000
Median price per sqft
$292
1-year sale-price change
-3.8%
Median days on market
52.5 days
Homes sold (recent period)
23
For-sale inventory
54
Sale-to-list ratio
99.7%
Active listings
21
1-year forecast
+0.7%
Days to pending
29 days
New listings (monthly)
26

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,267/mo
Studio fair-market rent
$1,321/mo
1BR fair-market rent
$1,651/mo
2BR fair-market rent
$2,140/mo
3BR fair-market rent
$2,782/mo
4BR fair-market rent
$3,210/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
100.0 (100 = US avg)
Electricity rate (state-level)
22.9¢/kWh
Natural gas rate (state-level)
$18.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
3
Middle schools
1
High schools
1
Schools include
Colchester High School, Colchester Middle School, Malletts Bay School, Porters Point School, Union Memorial School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
lightning, avalanche, iceStorm, inlandFlooding, strongWind
Notable hazard ratings (county)
avalanche: Relatively Moderate · coldWave: Relatively Low · earthquake: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Moderate
FEMA flood zone
A02
Flood risk level
High
Wildfire risk to homes (county)
Higher than 9% of US counties
Buildings in wildfire direct-exposure zone
51.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Pine Street Canal (5.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
48.0°F
Average high
57.0°F
Average low
39.0°F
Annual precipitation
39.6 in
Annual snowfall
86.2 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
259
Days with Moderate air quality
100
Days with Unhealthy air quality
2
Highest AQI recorded (year)
160

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
14.0 / 20
Transit service frequency
1,025
Jobs reachable by car (30 min)
23,741
Jobs reachable by transit (45 min)
15,863

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
33
Nearest airport
Patrick Leahy Burlington International Airport (BTV) (5 mi)
Nearest major airport
Patrick Leahy Burlington International Airport (BTV) (5 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
CHAMPLAIN VALLEY PHYSICIANS HOSPITAL MEDICAL CTR, UNIV. OF VERMONT - FLETCHER ALLEN HEALTH CARE
Avg hospital rating (CMS)
2.5 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-608 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,981
Housing built before 1970
29.7%
Housing built 2000 or later
21.6%
Median annual property tax
$5,454
Mean commute to work
16 min
Households with broadband internet
79.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
86,541
Average weekly wage
$1,353
Top industries (by employment)
Health Care, Professional Services, Accommodation & Food
Annual residential building permits (county)
261

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 05446State medianUS median
Median home value$491,127$366,555$289,727
Median sale price$515,000$395,000$325,000
Median days on market53 days90 days51 days
Typical rent$2,267/mo$1,966/mo$1,808/mo
Median annual property tax$5,454$4,553$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 05446?
$491,127.
What is the median sale price in ZIP 05446?
$515,000.
How long do homes take to sell in ZIP 05446?
Median days on market: 52.5 days.
What is typical rent in ZIP 05446?
Typical rent: $2,267/month.
What is the natural-hazard risk in ZIP 05446?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, avalanche, iceStorm, inlandFlooding, strongWind.
Is ZIP 05446 in a flood zone?
High (FEMA NFIP). FEMA flood zone A02.
What is the wildfire risk in ZIP 05446?
Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 05446?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 05446?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 05446?
5 schools (3 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 05446 walkable?
Walkability index: 14.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 05446?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 05446?
Regional Price Parity: 100.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents