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Area data

Merchantville, NJ — ZIP 08109

Population: 24,022 (Census ACS)

The median home value in ZIP 08109 (Merchantville, NJ) is $356,667 — up 7.5% over the past year. Homes sell for a median $439,900 after a median 15 days on market. Typical rent runs $1,754/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, winterweather, coldwave the top-rated hazards. Cost of living is 12.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$356,667

Median home value

+7.5%

1-year change

15

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$356,667
1-year appreciation
+7.5%
3-year appreciation
+22.6%
5-year appreciation
+48.4%
10-year appreciation
+116.2%
All-time peak (2026-07)
$356,667
House Price Index (state)
430.8 (+5.2% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$439,900
Median list price
$320,000
Median price per sqft
$197
1-year sale-price change
+15.8%
Median days on market
15 days
Homes sold (recent period)
3
For-sale inventory
53
Sale-to-list ratio
103.9%
Active listings
6
1-year forecast
+2.1%
Days to pending
37 days
New listings (monthly)
24

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,754/mo
Studio fair-market rent
$1,220/mo
1BR fair-market rent
$1,330/mo
2BR fair-market rent
$1,580/mo
3BR fair-market rent
$1,890/mo
4BR fair-market rent
$2,120/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
112.5 (100 = US avg)
Electricity rate (state-level)
22.6¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
5
Middle schools
1
High schools
1
School districts serving the area
Camden County Technical School District, Merchantville School District, Pennsauken Township Board of Education School District
Schools include
Camden County Technical School-Pennsauken, Merchantville Elementary School, Pennsauken Intermediate School, Howard M. Phifer Middle School, Benjamin Franklin Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, winterWeather, coldWave, heatWave, inlandFlooding
Notable hazard ratings (county)
coastalFlooding: Relatively Moderate · coldWave: Relatively High · drought: Relatively Moderate · earthquake: Relatively Moderate · heatWave: Relatively High · hurricane: Relatively Moderate
FEMA flood zone
B
Flood risk level
Moderate
Wildfire risk to homes (county)
Higher than 70% of US counties
Buildings in wildfire direct-exposure zone
23.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
5
Nearest Superfund site
Puchack Well Field (1.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
67.0°F
Average low
49.0°F
Annual precipitation
45.5 in
Annual snowfall
2.4 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
50
Days with Good air quality
184
Days with Moderate air quality
174
Days with Unhealthy air quality
2
Highest AQI recorded (year)
211

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
18.5 / 20
Transit service frequency
95
Jobs reachable by car (30 min)
248,269
Jobs reachable by transit (45 min)
218,917

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
11
Nearest national park
Gloria Dei Church National Historic Site (5 mi)
National parks include
Gloria Dei Church National Historic Site, Thaddeus Kosciuszko National Memorial, Independence National Historical Park
Airports within 30 mi
42
Nearest airport
Northeast Philadelphia Airport (PNE) (9 mi)
Nearest major airport
Northeast Philadelphia Airport (PNE) (9 mi)
Hospitals nearby (~15 mi)
41
Hospitals include
COOPER UNIVERSITY HOSPITAL, VIRTUA OUR LADY OF LOURDES HOSPITAL, VIRTUA MOUNT HOLLY HOSPITAL
Avg hospital rating (CMS)
2.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+113 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,959
Housing built before 1970
69.2%
Housing built 2000 or later
4.9%
Median annual property tax
$6,698
Mean commute to work
21 min
Households with broadband internet
80.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
176,138
Average weekly wage
$1,247
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
234

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 08109State medianUS median
Median home value$356,667$577,759$289,727
Median sale price$439,900$555,000$325,000
Median days on market15 days42 days51 days
Typical rent$1,754/mo$2,540/mo$1,808/mo
Median annual property tax$6,698$9,504$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 08109?
$356,667.
What is the median sale price in ZIP 08109?
$439,900.
How long do homes take to sell in ZIP 08109?
Median days on market: 15 days.
What is typical rent in ZIP 08109?
Typical rent: $1,754/month.
What is the natural-hazard risk in ZIP 08109?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, winterWeather, coldWave, heatWave, inlandFlooding.
Is ZIP 08109 in a flood zone?
Moderate (FEMA NFIP). FEMA flood zone B.
What is the wildfire risk in ZIP 08109?
Risk to homes is higher than 70% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 08109?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 08109?
5 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Puchack Well Field, 1.8 mi.
How many schools serve ZIP 08109?
7 schools (5 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 08109 walkable?
Walkability index: 18.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 08109?
Good. Median AQI: 50. (EPA AQI).
What is the cost of living in ZIP 08109?
Regional Price Parity: 112.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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