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Area data

Atlantic city, NJ — ZIP 08401

Population: 38,925 (Census ACS)

The median home value in ZIP 08401 (Atlantic city, NJ) is $221,637 — up 1.9% over the past year. Homes sell for a median $304,500 after a median 109.5 days on market. Typical rent runs $1,789/month. 12 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coastalflooding, strongwind, winterweather the top-rated hazards. Cost of living is 12.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$221,637

Median home value

+1.9%

1-year change

109.5

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$221,637
1-year appreciation
+1.9%
3-year appreciation
+25.4%
5-year appreciation
+53.8%
10-year appreciation
+173.1%
All-time peak (2026-04)
$221,717
House Price Index (state)
430.8 (+5.2% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$304,500
Median list price
$398,000
Median price per sqft
$184
1-year sale-price change
+3.2%
Median days on market
109.5 days
Homes sold (recent period)
12
For-sale inventory
342
Sale-to-list ratio
94.8%
Active listings
24
1-year forecast
+4.1%
Days to pending
101 days
New listings (monthly)
56

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,789/mo
1-year rent change
+1.1%
Studio fair-market rent
$1,385/mo
1BR fair-market rent
$1,731/mo
2BR fair-market rent
$2,099/mo
3BR fair-market rent
$2,729/mo
4BR fair-market rent
$3,149/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
112.5 (100 = US avg)
Electricity rate (state-level)
22.6¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
12
Elementary schools
9
Middle schools
0
High schools
2
School districts serving the area
OFFICE OF EDUCATION DEPARTMENT OF CHILDREN AND FAMILIES, Atlantic City School District
Schools include
Atlantic Regional School, Atlantic City High School, Sovereign Avenue School, Chelsea Heights School, Texas Avenue School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
coastalFlooding, strongWind, winterWeather, hurricane, lightning
Notable hazard ratings (county)
coastalFlooding: Very High · coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate
FEMA flood zone
A08
Flood risk level
High
Wildfire risk to homes (county)
Higher than 83% of US counties
Buildings in wildfire direct-exposure zone
35.5%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Price Landfill (4.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
62.0°F
Average low
51.0°F
Annual precipitation
49.2 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
270
Days with Moderate air quality
90
Days with Unhealthy air quality
1
Highest AQI recorded (year)
265

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
15.8 / 20
Transit service frequency
184
Jobs reachable by car (30 min)
32,798
Jobs reachable by transit (45 min)
23,921

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
7
Nearest national park
Great Egg Harbor River (12 mi)
National parks include
Great Egg Harbor River, New Jersey Pinelands National Reserve, Gloria Dei Church National Historic Site
Airports within 30 mi
12
Nearest airport
Atlantic City International Airport (ACY) (9 mi)
Nearest major airport
Atlantic City International Airport (ACY) (9 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
ATLANTICARE REGIONAL MEDICAL CENTER - CITY CAMPUS
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-302 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,963
Housing built before 1970
57.9%
Housing built 2000 or later
7.4%
Median annual property tax
$5,408
Mean commute to work
23 min
Households with broadband internet
61.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
105,030
Average weekly wage
$1,042
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
295

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 08401State medianUS median
Median home value$221,637$577,759$289,727
Median sale price$304,500$555,000$325,000
Median days on market110 days42 days51 days
Typical rent$1,789/mo$2,540/mo$1,808/mo
Median annual property tax$5,408$9,504$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 08401?
$221,637.
What is the median sale price in ZIP 08401?
$304,500.
How long do homes take to sell in ZIP 08401?
Median days on market: 109.5 days.
What is typical rent in ZIP 08401?
Typical rent: $1,789/month.
What is the natural-hazard risk in ZIP 08401?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coastalFlooding, strongWind, winterWeather, hurricane, lightning.
Is ZIP 08401 in a flood zone?
High (FEMA NFIP). FEMA flood zone A08.
What is the wildfire risk in ZIP 08401?
Risk to homes is higher than 83% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 08401?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 08401?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Price Landfill, 4.8 mi.
How many schools serve ZIP 08401?
12 schools (9 elementary, 2 high) (NCES, 2022-23).
Is ZIP 08401 walkable?
Walkability index: 15.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 08401?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in ZIP 08401?
Regional Price Parity: 112.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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