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Area data

Island heights, NJ — ZIP 08732

Population: 1,558 (Census ACS)

The median home value in ZIP 08732 (Island heights, NJ) is $661,314 — up 4.9% over the past year. Homes sell for a median $527,500 after a median 33 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coastalflooding, lightning, strongwind the top-rated hazards. Cost of living is 12.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$661,314

Median home value

+4.9%

1-year change

33

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$661,314
1-year appreciation
+4.9%
3-year appreciation
+21.3%
5-year appreciation
+43.0%
10-year appreciation
+98.0%
All-time peak (2026-07)
$661,314
House Price Index (state)
430.8 (+5.2% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$527,500
Median list price
$698,000
Median price per sqft
$382
1-year sale-price change
-2.9%
Median days on market
33 days
Homes sold (recent period)
4
For-sale inventory
9
Sale-to-list ratio
101.9%
Active listings
6
1-year forecast
+2.4%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,610/mo
1BR fair-market rent
$1,810/mo
2BR fair-market rent
$2,230/mo
3BR fair-market rent
$2,920/mo
4BR fair-market rent
$3,230/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
112.5 (100 = US avg)
Electricity rate (state-level)
22.6¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Island Heights Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
coastalFlooding, lightning, strongWind, winterWeather, coldWave
Notable hazard ratings (county)
coastalFlooding: Very High · coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 94% of US counties
Buildings in wildfire direct-exposure zone
15.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Ciba-Geigy Corp. (5.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
57.0°F
Average high
64.0°F
Average low
50.0°F
Annual precipitation
47.6 in
Annual snowfall
3.0 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
261
Days with Moderate air quality
95
Days with Unhealthy air quality
1
Highest AQI recorded (year)
248

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
11.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
29,562
Jobs reachable by transit (45 min)
39,049

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
20
Nearest national park
New Jersey Pinelands National Reserve (26 mi)
National parks include
New Jersey Pinelands National Reserve, Washington-Rochambeau Revolutionary Route National Historic Trail, Gateway National Recreation Area
Airports within 30 mi
15
Nearest airport
Ocean County Airport (MJX) (8 mi)
Nearest major airport
Lakehurst Maxfield Field Airport (NEL) (13 mi)
Hospitals nearby (~15 mi)
5
Hospitals include
COMMUNITY MEDICAL CENTER, SAINT BARNABAS BEHAVIORAL HEALTH CENTER, OCEAN MEDICAL CENTER
Avg hospital rating (CMS)
2.5 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,077 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,954
Housing built before 1970
59.8%
Housing built 2000 or later
11.0%
Median annual property tax
$8,018
Mean commute to work
24 min
Households with broadband internet
82.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
159,471
Average weekly wage
$1,023
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
2,553

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 08732State medianUS median
Median home value$661,314$577,759$289,727
Median sale price$527,500$555,000$325,000
Median days on market33 days42 days51 days
Median annual property tax$8,018$9,504$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 08732?
$661,314.
What is the median sale price in ZIP 08732?
$527,500.
How long do homes take to sell in ZIP 08732?
Median days on market: 33 days.
What is typical rent in ZIP 08732?
2-bedroom fair-market rent: $2,230/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 08732?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coastalFlooding, lightning, strongWind, winterWeather, coldWave.
Is ZIP 08732 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 08732?
Risk to homes is higher than 94% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 08732?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 08732?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 08732?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 08732 walkable?
Walkability index: 11.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 08732?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 08732?
Regional Price Parity: 112.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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