Area data
Mantoloking, NJ — ZIP 08738
Population: 1,381 (Census ACS)
The median home value in ZIP 08738 (Mantoloking, NJ) is $2.23M — up 11.6% over the past year. Homes sell for a median $2.75M after a median 51 days on market. Typical rent runs $9,125/month. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coastalflooding, lightning, strongwind the top-rated hazards. Cost of living is 12.5% above the US average (BEA, metro/state-level).
$2.23M
Median home value
+11.6%
1-year change
51
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $2.23M
- 1-year appreciation
- +11.6%
- 3-year appreciation
- +28.2%
- 5-year appreciation
- +51.6%
- 10-year appreciation
- +139.5%
- All-time peak (2026-07)
- $2.23M
- House Price Index (state)
- 430.8 (+5.2% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $2.75M
- Median list price
- $2.62M
- Median price per sqft
- $978
- 1-year sale-price change
- +124.5%
- Median days on market
- 51 days
- Homes sold (recent period)
- 9
- For-sale inventory
- 20
- Sale-to-list ratio
- 92.8%
- Active listings
- 30
- 1-year forecast
- +2.9%
- New listings (monthly)
- 5
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $9,125/mo
- Studio fair-market rent
- $1,920/mo
- 1BR fair-market rent
- $2,170/mo
- 2BR fair-market rent
- $2,670/mo
- 3BR fair-market rent
- $3,490/mo
- 4BR fair-market rent
- $3,870/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 112.5 (100 = US avg)
- Electricity rate (state-level)
- 22.6¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- coastalFlooding, lightning, strongWind, winterWeather, coldWave
- Notable hazard ratings (county)
- coastalFlooding: Very High · coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Moderate
- FEMA flood zone
- AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 94% of US counties
- Buildings in wildfire direct-exposure zone
- 15.8%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Brick Township Landfill (7.1 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 54.0 in
- USDA plant hardiness zone
- 7b (extreme annual low 5 to 10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 42
- Days with Good air quality
- 261
- Days with Moderate air quality
- 95
- Days with Unhealthy air quality
- 1
- Highest AQI recorded (year)
- 248
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 9.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 20,064
- Jobs reachable by transit (45 min)
- 25,208
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 23
- Nearest national park
- New Jersey Pinelands National Reserve (31 mi)
- National parks include
- New Jersey Pinelands National Reserve, Gateway National Recreation Area, Washington-Rochambeau Revolutionary Route National Historic Trail
- Airports within 30 mi
- 14
- Nearest airport
- Lakewood Airport (7 mi)
- Nearest major airport
- Lakehurst Maxfield Field Airport (NEL) (16 mi)
- Hospitals nearby (~15 mi)
- 5
- Hospitals include
- COMMUNITY MEDICAL CENTER, SAINT BARNABAS BEHAVIORAL HEALTH CENTER, OCEAN MEDICAL CENTER
- Avg hospital rating (CMS)
- 2.0 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- Solar radiation rating
- Fair (4.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +1,077 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,976
- Housing built before 1970
- 39.6%
- Housing built 2000 or later
- 35.1%
- Median annual property tax
- $10,001
- Mean commute to work
- 27 min
- Households with broadband internet
- 81.8%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 159,471
- Average weekly wage
- $1,023
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 2,553
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 08738 | State median | US median | |
|---|---|---|---|
| Median home value | $2.23M | $577,759 | $289,727 |
| Median sale price | $2.75M | $555,000 | $325,000 |
| Median days on market | 51 days | 42 days | 51 days |
| Typical rent | $9,125/mo | $2,540/mo | $1,808/mo |
| Median annual property tax | $10,001 | $9,504 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 08738?
- $2.23M.
- What is the median sale price in ZIP 08738?
- $2.75M.
- How long do homes take to sell in ZIP 08738?
- Median days on market: 51 days.
- What is typical rent in ZIP 08738?
- Typical rent: $9,125/month.
- What is the natural-hazard risk in ZIP 08738?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coastalFlooding, lightning, strongWind, winterWeather, coldWave.
- Is ZIP 08738 in a flood zone?
- High (FEMA NFIP). FEMA flood zone AE.
- What is the wildfire risk in ZIP 08738?
- Risk to homes is higher than 94% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 08738?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 08738?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- Is ZIP 08738 walkable?
- Walkability index: 9.2/20 (EPA Smart Location Database).
- What is the air quality in ZIP 08738?
- Good. Median AQI: 42. (EPA AQI).
- What is the cost of living in ZIP 08738?
- Regional Price Parity: 112.5 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
Selling a home in Mantoloking, NJ?
REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.
Data last updated
Most recent source refresh: Sep 2026. See all data sources →