Area data
Mount vernon, NY — ZIP 10550
Population: 38,972 (Census ACS)
The median home value in ZIP 10550 (Mount vernon, NY) is $565,200 — up 0.9% over the past year. Homes sell for a median $655,000 after a median 54 days on market. Typical rent runs $2,646/month. 8 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with lightning, strongwind, winterweather the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).
$565,200
Median home value
+0.9%
1-year change
54
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $565,200
- 1-year appreciation
- +0.9%
- 3-year appreciation
- -4.1%
- 5-year appreciation
- -1.2%
- 10-year appreciation
- +44.3%
- All-time peak (2022-06)
- $619,940
- House Price Index (state)
- 420.6 (+5.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $655,000
- Median list price
- $575,000
- Median price per sqft
- $319
- 1-year sale-price change
- +28.7%
- Median days on market
- 54 days
- Homes sold (recent period)
- 9
- For-sale inventory
- 27
- Sale-to-list ratio
- 100.7%
- Active listings
- 18
- 1-year forecast
- +1.0%
- New listings (monthly)
- 7
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $2,646/mo
- 1-year rent change
- +5.4%
- Studio fair-market rent
- $1,102/mo
- 1BR fair-market rent
- $1,377/mo
- 2BR fair-market rent
- $1,681/mo
- 3BR fair-market rent
- $2,185/mo
- 4BR fair-market rent
- $2,521/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 115.5 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 8
- Elementary schools
- 5
- Middle schools
- 2
- High schools
- 1
- Charter schools
- 1
- School districts serving the area
- AMANI PUBLIC CHARTER SCHOOL, MOUNT VERNON SCHOOL DISTRICT
- Schools include
- AMANI PUBLIC CHARTER SCHOOL, HAMILTON SCHOOL, REBECCA TURNER ELEMENTARY SCHOOL, CECIL H PARKER SCHOOL, GRIMES SCHOOL
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- lightning, strongWind, winterWeather, coldWave, hurricane
- Notable hazard ratings (county)
- coastalFlooding: Relatively Moderate · coldWave: Relatively High · earthquake: Relatively Moderate · heatWave: Relatively Moderate · hurricane: Relatively High · iceStorm: Relatively High
- FEMA flood zone
- C
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 26% of US counties
- Buildings in wildfire direct-exposure zone
- 37.6%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Stanton Cleaners Area Ground Water Contamination (10 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 55.0°F
- Average high
- 63.0°F
- Average low
- 47.0°F
- Annual precipitation
- 60.2 in
- Annual snowfall
- 14.2 in
- USDA plant hardiness zone
- 7b (extreme annual low 5 to 10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 39
- Days with Good air quality
- 287
- Days with Moderate air quality
- 71
- Days with Unhealthy air quality
- 3
- Highest AQI recorded (year)
- 198
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 12.8 / 20
- Transit service frequency
- 255
- Jobs reachable by car (30 min)
- 503,190
- Jobs reachable by transit (45 min)
- 476,838
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 23
- Nearest national park
- Saint Paul's Church National Historic Site (1 mi)
- National parks include
- Saint Paul's Church National Historic Site, Hamilton Grange National Memorial, General Grant National Memorial
- Airports within 30 mi
- 10
- Nearest airport
- LaGuardia Airport (LGA) (9 mi)
- Nearest major airport
- LaGuardia Airport (LGA) (9 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- MONTEFIORE MOUNT VERNON HOSPITAL
- Solar radiation rating
- Fair (4.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -5,185 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,956
- Housing built before 1970
- 63.5%
- Housing built 2000 or later
- 8.1%
- Median annual property tax
- $10,001
- Mean commute to work
- 33 min
- Households with broadband internet
- 56.5%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 362,328
- Average weekly wage
- $1,731
- Top industries (by employment)
- Health Care, Professional Services, Accommodation & Food
- Annual residential building permits (county)
- 222
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 10550 | State median | US median | |
|---|---|---|---|
| Median home value | $565,200 | $332,036 | $289,727 |
| Median sale price | $655,000 | $363,950 | $325,000 |
| Median days on market | 54 days | 55 days | 51 days |
| Typical rent | $2,646/mo | $2,708/mo | $1,808/mo |
| Median annual property tax | $10,001 | $4,500 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 10550?
- $565,200.
- What is the median sale price in ZIP 10550?
- $655,000.
- How long do homes take to sell in ZIP 10550?
- Median days on market: 54 days.
- What is typical rent in ZIP 10550?
- Typical rent: $2,646/month.
- What is the natural-hazard risk in ZIP 10550?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: lightning, strongWind, winterWeather, coldWave, hurricane.
- Is ZIP 10550 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone C.
- What is the wildfire risk in ZIP 10550?
- Risk to homes is higher than 26% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 10550?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 10550?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 10550?
- 8 schools (5 elementary, 2 middle, 1 high) (NCES, 2022-23).
- Is ZIP 10550 walkable?
- Walkability index: 12.8/20 (EPA Smart Location Database).
- What is the air quality in ZIP 10550?
- Good. Median AQI: 39. (EPA AQI).
- What is the cost of living in ZIP 10550?
- Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →