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Area data

Gloversville, NY — ZIP 12078

Population: 22,589 (Census ACS)

The median home value in ZIP 12078 (Gloversville, NY) is $184,872 — up 6.0% over the past year. Homes sell for a median $120,000 after a median 22.5 days on market. Typical rent runs $1,025/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, strongwind the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$184,872

Median home value

+6.0%

1-year change

22.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$184,872
1-year appreciation
+6.0%
3-year appreciation
+20.0%
5-year appreciation
+36.0%
10-year appreciation
+102.0%
All-time peak (2026-07)
$184,872
House Price Index (state)
420.6 (+5.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$120,000
Median list price
$179,900
Median price per sqft
$50
1-year sale-price change
-10.4%
Median days on market
22.5 days
Homes sold (recent period)
8
For-sale inventory
74
Sale-to-list ratio
94.7%
Active listings
18
1-year forecast
+2.3%
Days to pending
44 days
New listings (monthly)
34

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,025/mo
Studio fair-market rent
$1,102/mo
1BR fair-market rent
$1,377/mo
2BR fair-market rent
$1,681/mo
3BR fair-market rent
$2,185/mo
4BR fair-market rent
$2,521/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
3
Middle schools
1
High schools
1
Schools include
BOULEVARD SCHOOL, GLOVERSVILLE MIDDLE SCHOOL, GLOVERSVILLE HIGH SCHOOL, KINGSBOROUGH SCHOOL, PARK TERRACE SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, strongWind
Notable hazard ratings (county)
coldWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low · lightning: Relatively Low · strongWind: Relatively Moderate
FEMA flood zone
A02
Flood risk level
High
Wildfire risk to homes (county)
Higher than 8% of US counties
Buildings in wildfire direct-exposure zone
67.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Johnstown City Landfill (6.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
42.0°F
Average high
51.0°F
Average low
33.0°F
Annual precipitation
53.0 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
5,756
Jobs reachable by transit (45 min)
6,623

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Saratoga National Historical Park (37 mi)
National parks include
Saratoga National Historical Park, Fort Stanwix National Monument
Airports within 30 mi
31
Nearest airport
Fulton County Airport (9 mi)
Nearest major airport
Schenectady County Airport (SCH) (29 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
NATHAN LITTAUER HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+52 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,948
Housing built before 1970
72.3%
Housing built 2000 or later
5.9%
Median annual property tax
$3,231
Mean commute to work
24 min
Households with broadband internet
76.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
12,832
Average weekly wage
$978
Top industries (by employment)
Health Care, Accommodation & Food, Other Services
Annual residential building permits (county)
47

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 12078State medianUS median
Median home value$184,872$332,036$289,727
Median sale price$120,000$363,950$325,000
Median days on market23 days55 days51 days
Typical rent$1,025/mo$2,708/mo$1,808/mo
Median annual property tax$3,231$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 12078?
$184,872.
What is the median sale price in ZIP 12078?
$120,000.
How long do homes take to sell in ZIP 12078?
Median days on market: 22.5 days.
What is typical rent in ZIP 12078?
Typical rent: $1,025/month.
What is the natural-hazard risk in ZIP 12078?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, strongWind.
Is ZIP 12078 in a flood zone?
High (FEMA NFIP). FEMA flood zone A02.
What is the wildfire risk in ZIP 12078?
Risk to homes is higher than 8% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 12078?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 12078?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 12078?
5 schools (3 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 12078 walkable?
Walkability index: 7.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 12078?
Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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