Area data
West fulton, NY — ZIP 12194
Population: 162 (Census ACS)
The median home value in ZIP 12194 (West fulton, NY) is $238,624 — up 7.1% over the past year. Homes sell for a median $280,000 after a median 37 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 15.5% above the US average (BEA, metro/state-level).
$238,624
Median home value
+7.1%
1-year change
37
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $238,624
- 1-year appreciation
- +7.1%
- 3-year appreciation
- +19.7%
- 5-year appreciation
- +34.5%
- 10-year appreciation
- +106.3%
- All-time peak (2026-07)
- $238,624
- House Price Index (state)
- 420.6 (+5.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $280,000
- Median days on market
- 37 days
- Homes sold (recent period)
- 1
- Sale-to-list ratio
- 98.2%
- 1-year forecast
- +1.7%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,102/mo
- 1BR fair-market rent
- $1,377/mo
- 2BR fair-market rent
- $1,681/mo
- 3BR fair-market rent
- $2,185/mo
- 4BR fair-market rent
- $2,521/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 115.5 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Notable hazard ratings (county)
- coldWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low · landslide: Relatively Low · lightning: Relatively Low
- FEMA flood zone
- A
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 9% of US counties
- Buildings in wildfire direct-exposure zone
- 86.2%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 46.0°F
- Average high
- 58.0°F
- Average low
- 34.0°F
- USDA plant hardiness zone
- 5b (extreme annual low -15 to -10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 3.7 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 436
- Jobs reachable by transit (45 min)
- 728
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 6
- Nearest national park
- Thomas Cole National Historic Site (37 mi)
- National parks include
- Thomas Cole National Historic Site, Martin Van Buren National Historic Site, Saratoga National Historical Park
- Airports within 30 mi
- 28
- Nearest airport
- Bengtsson Field (6 mi)
- Nearest major airport
- Schenectady County Airport (SCH) (35 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- COBLESKILL REGIONAL HOSPITAL
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- Solar radiation rating
- Fair (3.7 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +92 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,978
- Housing built before 1970
- 21.9%
- Housing built 2000 or later
- 11.7%
- Median annual property tax
- $5,074
- Households with broadband internet
- 91.7%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 5,429
- Average weekly wage
- $894
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 14
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 12194 | State median | US median | |
|---|---|---|---|
| Median home value | $238,624 | $332,036 | $289,727 |
| Median sale price | $280,000 | $363,950 | $325,000 |
| Median days on market | 37 days | 55 days | 51 days |
| Median annual property tax | $5,074 | $4,500 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 12194?
- $238,624.
- What is the median sale price in ZIP 12194?
- $280,000.
- How long do homes take to sell in ZIP 12194?
- Median days on market: 37 days.
- What is typical rent in ZIP 12194?
- 2-bedroom fair-market rent: $1,681/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 12194?
- Overall risk: Very Low (FEMA NRI, county-level).
- Is ZIP 12194 in a flood zone?
- High (FEMA NFIP). FEMA flood zone A.
- What is the wildfire risk in ZIP 12194?
- Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 12194?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 12194?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- Is ZIP 12194 walkable?
- Walkability index: 3.7/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 12194?
- Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →