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Area data

Craryville, NY — ZIP 12521

Population: 2,056 (Census ACS)

The median home value in ZIP 12521 (Craryville, NY) is $508,303 — up 7.7% over the past year. Homes sell for a median $485,000 after a median 102 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, inlandflooding, lightning the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$508,303

Median home value

+7.7%

1-year change

102

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$508,303
1-year appreciation
+7.7%
3-year appreciation
+17.3%
5-year appreciation
+38.9%
10-year appreciation
+112.8%
All-time peak (2026-07)
$508,303
House Price Index (state)
420.6 (+5.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$485,000
Median list price
$749,000
Median price per sqft
$251
1-year sale-price change
+32.9%
Median days on market
102 days
Homes sold (recent period)
7
For-sale inventory
16
Sale-to-list ratio
94.9%
Active listings
12
1-year forecast
+2.3%
New listings (monthly)
3

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,102/mo
1BR fair-market rent
$1,377/mo
2BR fair-market rent
$1,681/mo
3BR fair-market rent
$2,185/mo
4BR fair-market rent
$2,521/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Schools include
TACONIC HILLS ELEMENTARY SCHOOL, TACONIC HILLSJUNIOR/SENIOR HIGH SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, inlandFlooding, lightning, tornado
Notable hazard ratings (county)
coldWave: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 16% of US counties
Buildings in wildfire direct-exposure zone
77.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
American Thermostat Co. (16.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
51.6 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
3,585
Jobs reachable by transit (45 min)
4,532

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
9
Nearest national park
Thomas Cole National Historic Site (11 mi)
National parks include
Thomas Cole National Historic Site, Martin Van Buren National Historic Site, Vanderbilt Mansion National Historic Site
Airports within 30 mi
29
Nearest airport
B Flat Farm Airport (3 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
FAIRVIEW HOSPITAL, NORTHERN DUTCHESS HOSPITAL
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-109 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,972
Housing built before 1970
47.1%
Housing built 2000 or later
22.3%
Median annual property tax
$5,179
Mean commute to work
19 min
Households with broadband internet
66.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
16,801
Average weekly wage
$993
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
107

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 12521State medianUS median
Median home value$508,303$332,036$289,727
Median sale price$485,000$363,950$325,000
Median days on market102 days55 days51 days
Median annual property tax$5,179$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 12521?
$508,303.
What is the median sale price in ZIP 12521?
$485,000.
How long do homes take to sell in ZIP 12521?
Median days on market: 102 days.
What is typical rent in ZIP 12521?
2-bedroom fair-market rent: $1,681/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 12521?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, inlandFlooding, lightning, tornado.
Is ZIP 12521 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 12521?
Risk to homes is higher than 16% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 12521?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 12521?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 12521?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
Is ZIP 12521 walkable?
Walkability index: 3.8/20 (EPA Smart Location Database).
What is the cost of living in ZIP 12521?
Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents