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Area data

Middle hope, NY — ZIP 12550

Population: 55,152 (Census ACS)

The median home value in ZIP 12550 (Middle hope, NY) is $406,543 — up 5.3% over the past year. Homes sell for a median $406,000 after a median 61 days on market. Typical rent runs $2,017/month. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coldwave, inlandflooding, lightning the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$406,543

Median home value

+5.3%

1-year change

61

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$406,543
1-year appreciation
+5.3%
3-year appreciation
+17.4%
5-year appreciation
+37.6%
10-year appreciation
+119.6%
All-time peak (2026-07)
$406,543
House Price Index (state)
420.6 (+5.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$406,000
Median list price
$420,000
Median price per sqft
$257
1-year sale-price change
-2.8%
Median days on market
61 days
Homes sold (recent period)
49
For-sale inventory
132
Sale-to-list ratio
97.6%
Active listings
97
Days to pending
62 days
New listings (monthly)
38

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,017/mo
1-year rent change
+0.2%
Studio fair-market rent
$1,102/mo
1BR fair-market rent
$1,377/mo
2BR fair-market rent
$1,681/mo
3BR fair-market rent
$2,185/mo
4BR fair-market rent
$2,521/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
7
Middle schools
1
High schools
1
School districts serving the area
VALLEY CENTRAL SCHOOL DISTRICT (MONTGOMERY), NEWBURGH CITY SCHOOL DISTRICT
Schools include
EAST COLDENHAM ELEMENTARY SCHOOL, BALMVILLE SCHOOL, FOSTERTOWN ETC MAGNET SCHOOL, GARDNERTOWN LEADERSHIP ACADEMY ELEMENTARY SCHOOL, GAMS HIGH TECH MAGNET SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
coldWave, inlandFlooding, lightning, strongWind, winterWeather
Notable hazard ratings (county)
coastalFlooding: Relatively Low · coldWave: Relatively High · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 37% of US counties
Buildings in wildfire direct-exposure zone
61.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Wappinger Creek (7.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
53.0°F
Average high
62.0°F
Average low
44.0°F
Annual precipitation
51.3 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
34
Days with Good air quality
270
Days with Moderate air quality
81
Days with Unhealthy air quality
3
Highest AQI recorded (year)
185

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
8.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
25,079
Jobs reachable by transit (45 min)
28,843

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
24
Nearest national park
Home Of Franklin D Roosevelt National Historic Site (17 mi)
National parks include
Home Of Franklin D Roosevelt National Historic Site, Eleanor Roosevelt National Historic Site, Vanderbilt Mansion National Historic Site
Airports within 30 mi
23
Nearest airport
New York Stewart International Airport (SWF) (4 mi)
Nearest major airport
New York Stewart International Airport (SWF) (4 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
MONTEFIORE ST LUKE'S CORNWALL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,193 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,960
Housing built before 1970
60.5%
Housing built 2000 or later
12.2%
Median annual property tax
$6,752
Mean commute to work
28 min
Households with broadband internet
77.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
128,006
Average weekly wage
$1,085
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
287

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 12550State medianUS median
Median home value$406,543$332,036$289,727
Median sale price$406,000$363,950$325,000
Median days on market61 days55 days51 days
Typical rent$2,017/mo$2,708/mo$1,808/mo
Median annual property tax$6,752$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 12550?
$406,543.
What is the median sale price in ZIP 12550?
$406,000.
How long do homes take to sell in ZIP 12550?
Median days on market: 61 days.
What is typical rent in ZIP 12550?
Typical rent: $2,017/month.
What is the natural-hazard risk in ZIP 12550?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coldWave, inlandFlooding, lightning, strongWind, winterWeather.
Is ZIP 12550 in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in ZIP 12550?
Risk to homes is higher than 37% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 12550?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 12550?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 12550?
9 schools (7 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 12550 walkable?
Walkability index: 8.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 12550?
Good. Median AQI: 34. (EPA AQI).
What is the cost of living in ZIP 12550?
Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents