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Area data

Blue Mountain Lake, NY — ZIP 12812

Population: 265 (Census ACS)

The median home value in ZIP 12812 (Blue Mountain Lake, NY) is $330,205 — up 3.7% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 15.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$330,205

Median home value

+3.7%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$330,205
1-year appreciation
+3.7%
3-year appreciation
+6.1%
5-year appreciation
+19.9%
10-year appreciation
+62.3%
All-time peak (2026-07)
$330,205
House Price Index (state)
420.6 (+5.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Notable hazard ratings (county)
inlandFlooding: Relatively Low · landslide: Relatively Low
Wildfire risk to homes (county)
Higher than 8% of US counties
Buildings in wildfire direct-exposure zone
94.6%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
41.0°F
Average high
51.0°F
Average low
32.0°F
Annual precipitation
47.5 in
Annual snowfall
104.0 in
USDA plant hardiness zone
4a (extreme annual low -30 to -25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
33
Days with Good air quality
337
Days with Moderate air quality
17
Highest AQI recorded (year)
90

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Fort Stanwix National Monument (59 mi)
Airports within 30 mi
4
Nearest airport
Piseco Airport (15 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+14 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,954
Housing built before 1970
62.9%
Housing built 2000 or later
11.2%
Median annual property tax
$3,357
Households with broadband internet
73.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
960
Average weekly wage
$688
Top industries (by employment)
Accommodation & Food, Arts & Entertainment, Construction
Annual residential building permits (county)
35

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 12812State medianUS median
Median home value$330,205$332,036$289,727
Median annual property tax$3,357$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 12812?
$330,205.
What is the natural-hazard risk in ZIP 12812?
Overall risk: Very Low (FEMA NRI, county-level).
What is the wildfire risk in ZIP 12812?
Risk to homes is higher than 8% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 12812?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 12812?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 12812?
Good. Median AQI: 33. (EPA AQI).
What is the cost of living in ZIP 12812?
Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents