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Area data

Hartford, NY — ZIP 12838

Population: 734 (Census ACS)

The median home value in ZIP 12838 (Hartford, NY) is $229,055 — down 0.3% over the past year. Homes sell for a median $300,600 after a median 111.5 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, lightning the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$229,055

Median home value

-0.3%

1-year change

111.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$229,055
1-year appreciation
-0.3%
3-year appreciation
+6.5%
5-year appreciation
+15.1%
10-year appreciation
+56.3%
All-time peak (2024-10)
$237,871
House Price Index (state)
420.6 (+5.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$300,600
Median list price
$390,000
Median price per sqft
$142
1-year sale-price change
+26.8%
Median days on market
111.5 days
Homes sold (recent period)
2
Sale-to-list ratio
102.1%
Active listings
2
1-year forecast
+1.6%

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Schools include
HARTFORD MIDDLE/HIGH SCHOOL, FLOYD HARWOOD ELEMENTARY SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, lightning
Notable hazard ratings (county)
coldWave: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low
Wildfire risk to homes (county)
Higher than 14% of US counties
Buildings in wildfire direct-exposure zone
69.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
GE Moreau (12.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
45.6 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Saratoga National Historical Park (27 mi)
National parks include
Saratoga National Historical Park, Marsh - Billings - Rockefeller National Historical Park, Saint-Gaudens National Historical Park
Airports within 30 mi
20
Nearest airport
Mountain View Airport (4 mi)
Nearest major airport
Floyd Bennett Memorial Airport (GFL) (10 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
29
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-5 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,938
Housing built before 1970
59.4%
Housing built 2000 or later
8.5%
Median annual property tax
$3,602
Households with broadband internet
76.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
10,335
Average weekly wage
$1,005
Top industries (by employment)
Health Care, Construction, Accommodation & Food
Annual residential building permits (county)
93

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 12838State medianUS median
Median home value$229,055$332,036$289,727
Median sale price$300,600$363,950$325,000
Median days on market112 days55 days51 days
Median annual property tax$3,602$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 12838?
$229,055.
What is the median sale price in ZIP 12838?
$300,600.
How long do homes take to sell in ZIP 12838?
Median days on market: 111.5 days.
What is the natural-hazard risk in ZIP 12838?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, lightning.
What is the wildfire risk in ZIP 12838?
Risk to homes is higher than 14% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 12838?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 12838?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 12838?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
What is the cost of living in ZIP 12838?
Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents