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Area data

Whitehall, NY — ZIP 12887

Population: 4,691 (Census ACS)

The median home value in ZIP 12887 (Whitehall, NY) is $177,047 — up 2.8% over the past year. Homes sell for a median $169,494 after a median 54 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, lightning the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$177,047

Median home value

+2.8%

1-year change

54

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$177,047
1-year appreciation
+2.8%
3-year appreciation
+13.0%
5-year appreciation
+24.7%
10-year appreciation
+60.4%
All-time peak (2026-07)
$177,047
House Price Index (state)
420.6 (+5.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$169,494
Median list price
$150,000
Median price per sqft
$131
1-year sale-price change
+93.7%
Median days on market
54 days
Homes sold (recent period)
13
For-sale inventory
22
Sale-to-list ratio
97.6%
Active listings
9
1-year forecast
+2.6%
New listings (monthly)
8

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,102/mo
1BR fair-market rent
$1,377/mo
2BR fair-market rent
$1,681/mo
3BR fair-market rent
$2,185/mo
4BR fair-market rent
$2,521/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Schools include
WHITEHALL ELEMENTARY SCHOOL, WHITEHALL JUNIOR-SENIOR HIGH SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, lightning
Notable hazard ratings (county)
coldWave: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low
Wildfire risk to homes (county)
Higher than 14% of US counties
Buildings in wildfire direct-exposure zone
69.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
GE Moreau (22 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
48.0°F
Average high
58.0°F
Average low
38.0°F
Annual precipitation
44.9 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,043
Jobs reachable by transit (45 min)
2,661

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Saratoga National Historical Park (40 mi)
National parks include
Saratoga National Historical Park, Marsh - Billings - Rockefeller National Historical Park, Saint-Gaudens National Historical Park
Airports within 30 mi
19
Nearest airport
Granville Airport (9 mi)
Nearest major airport
Floyd Bennett Memorial Airport (GFL) (18 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
RUTLAND REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
1.0 / 5
Best hospital rating nearby (CMS)
1.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-5 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,957
Housing built before 1970
53.8%
Housing built 2000 or later
11.1%
Median annual property tax
$2,920
Mean commute to work
26 min
Households with broadband internet
74.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
10,335
Average weekly wage
$1,005
Top industries (by employment)
Health Care, Construction, Accommodation & Food
Annual residential building permits (county)
93

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 12887State medianUS median
Median home value$177,047$332,036$289,727
Median sale price$169,494$363,950$325,000
Median days on market54 days55 days51 days
Median annual property tax$2,920$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 12887?
$177,047.
What is the median sale price in ZIP 12887?
$169,494.
How long do homes take to sell in ZIP 12887?
Median days on market: 54 days.
What is typical rent in ZIP 12887?
2-bedroom fair-market rent: $1,681/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 12887?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, lightning.
What is the wildfire risk in ZIP 12887?
Risk to homes is higher than 14% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 12887?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 12887?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 12887?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
Is ZIP 12887 walkable?
Walkability index: 7.8/20 (EPA Smart Location Database).
What is the cost of living in ZIP 12887?
Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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