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Area data

Fort Covington, NY — ZIP 12937

Population: 1,300 (Census ACS)

The median home value in ZIP 12937 (Fort Covington, NY) is $121,856 — up 14.0% over the past year. Homes sell for a median $150,000 after a median 14 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, lightning the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$121,856

Median home value

+14.0%

1-year change

14

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$121,856
1-year appreciation
+14.0%
3-year appreciation
+1.5%
5-year appreciation
+9.8%
10-year appreciation
+62.5%
All-time peak (2022-11)
$123,525
House Price Index (state)
420.6 (+5.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$150,000
Median list price
$139,900
Median price per sqft
$80
1-year sale-price change
+106.9%
Median days on market
14 days
Homes sold (recent period)
1
For-sale inventory
10
Sale-to-list ratio
94.3%
Active listings
6
1-year forecast
+1.0%

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Schools include
SALMON RIVER ELEMENTARY SCHOOL, SALMON RIVER HIGH SCHOOL, SALMON RIVER MIDDLE SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, lightning
Notable hazard ratings (county)
coldWave: Relatively Low · earthquake: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low · landslide: Relatively Low · lightning: Relatively Moderate
Wildfire risk to homes (county)
Higher than 7% of US counties
Buildings in wildfire direct-exposure zone
79.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
York Oil Co. (10.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
43.0°F
Average high
53.0°F
Average low
34.0°F
Annual precipitation
40.8 in
Annual snowfall
91.5 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
3
Nearest airport
Malone Dufort Airport (11 mi)
Nearest major airport
Massena International Airport Richards Field (MSS) (18 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-100 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,969
Housing built before 1970
50.6%
Housing built 2000 or later
13.2%
Median annual property tax
$1,636
Households with broadband internet
62.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
10,276
Average weekly wage
$1,035
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
94

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 12937State medianUS median
Median home value$121,856$332,036$289,727
Median sale price$150,000$363,950$325,000
Median days on market14 days55 days51 days
Median annual property tax$1,636$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 12937?
$121,856.
What is the median sale price in ZIP 12937?
$150,000.
How long do homes take to sell in ZIP 12937?
Median days on market: 14 days.
What is the natural-hazard risk in ZIP 12937?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, lightning.
What is the wildfire risk in ZIP 12937?
Risk to homes is higher than 7% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 12937?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 12937?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 12937?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
What is the cost of living in ZIP 12937?
Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents