Area data
Fort Covington, NY — ZIP 12937
Population: 1,300 (Census ACS)
The median home value in ZIP 12937 (Fort Covington, NY) is $121,856 — up 14.0% over the past year. Homes sell for a median $150,000 after a median 14 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, lightning the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).
$121,856
Median home value
+14.0%
1-year change
14
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $121,856
- 1-year appreciation
- +14.0%
- 3-year appreciation
- +1.5%
- 5-year appreciation
- +9.8%
- 10-year appreciation
- +62.5%
- All-time peak (2022-11)
- $123,525
- House Price Index (state)
- 420.6 (+5.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $150,000
- Median list price
- $139,900
- Median price per sqft
- $80
- 1-year sale-price change
- +106.9%
- Median days on market
- 14 days
- Homes sold (recent period)
- 1
- For-sale inventory
- 10
- Sale-to-list ratio
- 94.3%
- Active listings
- 6
- 1-year forecast
- +1.0%
Source: recent area sales and market data (ZIP-level)
Affordability
- Cost of living index (High)
- 115.5 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
- Schools include
- SALMON RIVER ELEMENTARY SCHOOL, SALMON RIVER HIGH SCHOOL, SALMON RIVER MIDDLE SCHOOL
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- iceStorm, lightning
- Notable hazard ratings (county)
- coldWave: Relatively Low · earthquake: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low · landslide: Relatively Low · lightning: Relatively Moderate
- Wildfire risk to homes (county)
- Higher than 7% of US counties
- Buildings in wildfire direct-exposure zone
- 79.1%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- York Oil Co. (10.2 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 43.0°F
- Average high
- 53.0°F
- Average low
- 34.0°F
- Annual precipitation
- 40.8 in
- Annual snowfall
- 91.5 in
- USDA plant hardiness zone
- 5a (extreme annual low -20 to -15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- Airports within 30 mi
- 3
- Nearest airport
- Malone Dufort Airport (11 mi)
- Nearest major airport
- Massena International Airport Richards Field (MSS) (18 mi)
- Hospitals nearby (~15 mi)
- 1,090
- Hospitals include
- MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
- Avg hospital rating (CMS)
- 3.1 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (3.6 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -100 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,969
- Housing built before 1970
- 50.6%
- Housing built 2000 or later
- 13.2%
- Median annual property tax
- $1,636
- Households with broadband internet
- 62.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 10,276
- Average weekly wage
- $1,035
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 94
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 12937 | State median | US median | |
|---|---|---|---|
| Median home value | $121,856 | $332,036 | $289,727 |
| Median sale price | $150,000 | $363,950 | $325,000 |
| Median days on market | 14 days | 55 days | 51 days |
| Median annual property tax | $1,636 | $4,500 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 12937?
- $121,856.
- What is the median sale price in ZIP 12937?
- $150,000.
- How long do homes take to sell in ZIP 12937?
- Median days on market: 14 days.
- What is the natural-hazard risk in ZIP 12937?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, lightning.
- What is the wildfire risk in ZIP 12937?
- Risk to homes is higher than 7% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 12937?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 12937?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 12937?
- 3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
- What is the cost of living in ZIP 12937?
- Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →