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Area data

Prospect, NY — ZIP 13435

Population: 218 (Census ACS)

The median home value in ZIP 13435 (Prospect, NY) is $178,118 — down 1.0% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with winterweather, icestorm, lightning the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$178,118

Median home value

-1.0%

1-year change

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$178,118
1-year appreciation
-1.0%
3-year appreciation
+18.9%
5-year appreciation
+24.5%
All-time peak (2025-09)
$183,640
House Price Index (state)
420.6 (+5.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

1-year forecast
+4.4%

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
winterWeather, iceStorm, lightning, strongWind, coldWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively High
Wildfire risk to homes (county)
Higher than 3% of US counties
Buildings in wildfire direct-exposure zone
58.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Griffiss Air Force Base (14.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
46.0°F
Average high
56.0°F
Average low
36.0°F
Annual precipitation
53.7 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
27
Days with Good air quality
300
Days with Moderate air quality
49
Highest AQI recorded (year)
68

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Fort Stanwix National Monument (17 mi)
Airports within 30 mi
19
Nearest airport
Remsen City Airport (4 mi)
Nearest major airport
Griffiss International Airport (RME) (14 mi)
Hospitals nearby (~15 mi)
8
Hospitals include
WYNN HOSPITAL, ONEIDA HEALTH HOSPITAL, BASSETT HEALTHCARE
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,938
Housing built before 1970
94.2%
Housing built 2000 or later
5.8%
Median annual property tax
$1,635
Households with broadband internet
36.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
77,118
Average weekly wage
$1,035
Top industries (by employment)
Health Care, Accommodation & Food, Finance & Insurance
Annual residential building permits (county)
74

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 13435State medianUS median
Median home value$178,118$332,036$289,727
Median annual property tax$1,635$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 13435?
$178,118.
What is the natural-hazard risk in ZIP 13435?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: winterWeather, iceStorm, lightning, strongWind, coldWave.
What is the wildfire risk in ZIP 13435?
Risk to homes is higher than 3% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 13435?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 13435?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 13435?
Good. Median AQI: 27. (EPA AQI).
What is the cost of living in ZIP 13435?
Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents