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Area data

Harpursville, NY — ZIP 13787

Population: 2,432 (Census ACS)

The median home value in ZIP 13787 (Harpursville, NY) is $195,660 — up 5.9% over the past year. Homes sell for a median $84,000 after a median 105 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, winterweather, coldwave the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$195,660

Median home value

+5.9%

1-year change

105

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$195,660
1-year appreciation
+5.9%
3-year appreciation
+20.1%
5-year appreciation
+36.1%
10-year appreciation
+97.1%
All-time peak (2026-07)
$195,660
House Price Index (state)
420.6 (+5.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$84,000
Median list price
$166,950
1-year sale-price change
-45.8%
Median days on market
105 days
Homes sold (recent period)
2
For-sale inventory
6
Sale-to-list ratio
80.0%
Active listings
3
1-year forecast
+4.3%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,102/mo
1BR fair-market rent
$1,377/mo
2BR fair-market rent
$1,681/mo
3BR fair-market rent
$2,185/mo
4BR fair-market rent
$2,521/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Schools include
HARPURSVILLE JUNIOR-SENIOR HIGH SCHOOL, W A OLMSTED ELEMENTARY SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, winterWeather, coldWave, iceStorm, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 10% of US counties
Buildings in wildfire direct-exposure zone
50.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Colesville Municipal Landfill (5.6 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
50.0°F
Average high
58.0°F
Average low
41.0°F
Annual precipitation
50.2 in
Annual snowfall
42.9 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,587
Jobs reachable by transit (45 min)
4,771

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Upper Delaware Scenic & Recreational River (50 mi)
National parks include
Upper Delaware Scenic & Recreational River, Steamtown National Historic Site
Airports within 30 mi
22
Nearest airport
North Fork Airport (7 mi)
Nearest major airport
Greater Binghamton/Edwin A Link field (BGM) (16 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
OUR LADY OF LOURDES MEMORIAL HOSPITAL, INC, UNITED HEALTH SERVICES HOSPITALS, INC, GREATER BINGHAMTON HEALTH CENTER
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-811 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,981
Housing built before 1970
36.9%
Housing built 2000 or later
17.1%
Median annual property tax
$2,632
Mean commute to work
22 min
Households with broadband internet
71.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
64,418
Average weekly wage
$1,068
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
61

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 13787State medianUS median
Median home value$195,660$332,036$289,727
Median sale price$84,000$363,950$325,000
Median days on market105 days55 days51 days
Median annual property tax$2,632$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 13787?
$195,660.
What is the median sale price in ZIP 13787?
$84,000.
How long do homes take to sell in ZIP 13787?
Median days on market: 105 days.
What is typical rent in ZIP 13787?
2-bedroom fair-market rent: $1,681/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 13787?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, winterWeather, coldWave, iceStorm, inlandFlooding.
Is ZIP 13787 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 13787?
Risk to homes is higher than 10% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 13787?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 13787?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 13787?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
Is ZIP 13787 walkable?
Walkability index: 3.8/20 (EPA Smart Location Database).
What is the cost of living in ZIP 13787?
Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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