Area data
Whitney point, NY — ZIP 13862
Population: 3,440 (Census ACS)
The median home value in ZIP 13862 (Whitney point, NY) is $203,329 — up 7.6% over the past year. Homes sell for a median $162,000 after a median 70 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, winterweather, coldwave the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).
$203,329
Median home value
+7.6%
1-year change
70
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $203,329
- 1-year appreciation
- +7.6%
- 3-year appreciation
- +18.9%
- 5-year appreciation
- +36.1%
- 10-year appreciation
- +83.7%
- All-time peak (2026-07)
- $203,329
- House Price Index (state)
- 420.6 (+5.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $162,000
- Median list price
- $295,000
- Median price per sqft
- $108
- 1-year sale-price change
- -19.9%
- Median days on market
- 70 days
- Homes sold (recent period)
- 7
- For-sale inventory
- 6
- Sale-to-list ratio
- 99.1%
- Active listings
- 4
- 1-year forecast
- +4.0%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,102/mo
- 1BR fair-market rent
- $1,377/mo
- 2BR fair-market rent
- $1,681/mo
- 3BR fair-market rent
- $2,185/mo
- 4BR fair-market rent
- $2,521/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 115.5 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
- Schools include
- CARYL E ADAMS PRIMARY SCHOOL, TIOUGHNIOGA RIVERSIDE ACADEMY, WHITNEY POINT SENIOR HIGH SCHOOL
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- lightning, winterWeather, coldWave, iceStorm, inlandFlooding
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Moderate
- FEMA flood zone
- C
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 10% of US counties
- Buildings in wildfire direct-exposure zone
- 50.0%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Tri-Cities Barrel Co., Inc. (13.4 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 47.0°F
- Average high
- 55.0°F
- Average low
- 39.0°F
- Annual precipitation
- 44.4 in
- Annual snowfall
- 79.0 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 5.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 3,993
- Jobs reachable by transit (45 min)
- 4,022
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Harriet Tubman National Historical Park (52 mi)
- Airports within 30 mi
- 20
- Nearest airport
- Greene Airport (8 mi)
- Nearest major airport
- Greater Binghamton/Edwin A Link field (BGM) (9 mi)
- Hospitals nearby (~15 mi)
- 2
- Hospitals include
- OUR LADY OF LOURDES MEMORIAL HOSPITAL, INC, GREATER BINGHAMTON HEALTH CENTER
- Avg hospital rating (CMS)
- 2.0 / 5
- Best hospital rating nearby (CMS)
- 2.0 / 5
- Solar radiation rating
- Fair (3.7 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -811 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,975
- Housing built before 1970
- 41.3%
- Housing built 2000 or later
- 13.6%
- Median annual property tax
- $2,871
- Mean commute to work
- 26 min
- Households with broadband internet
- 74.4%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 64,418
- Average weekly wage
- $1,068
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 61
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 13862 | State median | US median | |
|---|---|---|---|
| Median home value | $203,329 | $332,036 | $289,727 |
| Median sale price | $162,000 | $363,950 | $325,000 |
| Median days on market | 70 days | 55 days | 51 days |
| Median annual property tax | $2,871 | $4,500 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 13862?
- $203,329.
- What is the median sale price in ZIP 13862?
- $162,000.
- How long do homes take to sell in ZIP 13862?
- Median days on market: 70 days.
- What is typical rent in ZIP 13862?
- 2-bedroom fair-market rent: $1,681/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 13862?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, winterWeather, coldWave, iceStorm, inlandFlooding.
- Is ZIP 13862 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone C.
- What is the wildfire risk in ZIP 13862?
- Risk to homes is higher than 10% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 13862?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 13862?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 13862?
- 3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is ZIP 13862 walkable?
- Walkability index: 5.2/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 13862?
- Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →