Area data
Issue, MD — ZIP 20645
Population: 814 (Census ACS)
The median home value in ZIP 20645 (Issue, MD) is $520,523 — down 0.3% over the past year. Homes sell for a median $509,500 after a median 124 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, heatwave, lightning the top-rated hazards. Cost of living is 8.0% above the US average (BEA, metro/state-level).
$520,523
Median home value
-0.3%
1-year change
124
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $520,523
- 1-year appreciation
- -0.3%
- 3-year appreciation
- +2.6%
- 5-year appreciation
- +12.2%
- 10-year appreciation
- +45.8%
- All-time peak (2007-04)
- $539,963
- House Price Index (state)
- 367.5 (+0.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $509,500
- Median list price
- $549,945
- Median price per sqft
- $183
- 1-year sale-price change
- -6.1%
- Median days on market
- 124 days
- Homes sold (recent period)
- 6
- For-sale inventory
- 27
- Sale-to-list ratio
- 98.6%
- Active listings
- 24
- 1-year forecast
- 0.0%
- New listings (monthly)
- 5
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $2,080/mo
- 1BR fair-market rent
- $2,140/mo
- 2BR fair-market rent
- $2,390/mo
- 3BR fair-market rent
- $3,020/mo
- 4BR fair-market rent
- $3,550/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 108.0 (100 = US avg)
- Electricity rate (state-level)
- 19.5¢/kWh
- Natural gas rate (state-level)
- $16.10/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- drought, heatWave, lightning, strongWind, winterWeather
- Notable hazard ratings (county)
- coastalFlooding: Relatively Low · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate · hurricane: Relatively Low
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 31% of US counties
- Buildings in wildfire direct-exposure zone
- 64.5%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Naval Surface Warfare - Dahlgren (6.7 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 59.0°F
- Average high
- 69.0°F
- Average low
- 48.0°F
- Annual precipitation
- 45.6 in
- USDA plant hardiness zone
- 7b (extreme annual low 5 to 10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 42
- Days with Good air quality
- 199
- Days with Moderate air quality
- 42
- Highest AQI recorded (year)
- 115
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 3.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 438
- Jobs reachable by transit (45 min)
- 1,286
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 53
- Nearest national park
- George Washington Birthplace National Monument (7 mi)
- National parks include
- George Washington Birthplace National Monument, Thomas Stone National Historic Site, Piscataway Park
- Airports within 30 mi
- 42
- Nearest airport
- Squier Landing Airport (2 mi)
- Nearest major airport
- Quantico Marine Corps Airfield / Turner Field (NYG) (26 mi)
- Hospitals nearby (~15 mi)
- 3
- Hospitals include
- MEDSTAR SAINT MARY'S HOSPITAL, UNIVERSITY OF MD CHARLES REGIONAL MEDICAL CENTER, CALVERTHEALTH MEDICAL CENTER
- Avg hospital rating (CMS)
- 4.3 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +324 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,996
- Housing built before 1970
- 0.0%
- Housing built 2000 or later
- 31.2%
- Median annual property tax
- $5,684
- Households with broadband internet
- 82.6%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 29,859
- Average weekly wage
- $970
- Top industries (by employment)
- Accommodation & Food, Health Care, Construction
- Annual residential building permits (county)
- 1,026
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 20645 | State median | US median | |
|---|---|---|---|
| Median home value | $520,523 | $452,533 | $289,727 |
| Median sale price | $509,500 | $450,000 | $325,000 |
| Median days on market | 124 days | 40 days | 51 days |
| Median annual property tax | $5,684 | $3,862 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 20645?
- $520,523.
- What is the median sale price in ZIP 20645?
- $509,500.
- How long do homes take to sell in ZIP 20645?
- Median days on market: 124 days.
- What is typical rent in ZIP 20645?
- 2-bedroom fair-market rent: $2,390/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 20645?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, heatWave, lightning, strongWind, winterWeather.
- Is ZIP 20645 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 20645?
- Risk to homes is higher than 31% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 20645?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 20645?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- Is ZIP 20645 walkable?
- Walkability index: 3.2/20 (EPA Smart Location Database).
- What is the air quality in ZIP 20645?
- Good. Median AQI: 42. (EPA AQI).
- What is the cost of living in ZIP 20645?
- Regional Price Parity: 108.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
Selling a home in Issue, MD?
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →