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Area data

Chesapeake beach, MD — ZIP 20732

Population: 10,722 (Census ACS)

The median home value in ZIP 20732 (Chesapeake beach, MD) is $463,901 — up 0.1% over the past year. Homes sell for a median $514,000 after a median 35.5 days on market. Typical rent runs $2,761/month. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, hurricane, lightning the top-rated hazards. Cost of living is 8.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$463,901

Median home value

+0.1%

1-year change

35.5

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$463,901
1-year appreciation
+0.1%
3-year appreciation
+5.9%
5-year appreciation
+15.2%
10-year appreciation
+47.0%
All-time peak (2026-07)
$463,901
House Price Index (state)
367.5 (+0.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$514,000
Median list price
$507,450
Median price per sqft
$234
1-year sale-price change
+14.2%
Median days on market
35.5 days
Homes sold (recent period)
36
For-sale inventory
53
Sale-to-list ratio
100.0%
Active listings
34
1-year forecast
0.0%
Days to pending
26 days
New listings (monthly)
24

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,761/mo
Studio fair-market rent
$1,640/mo
1BR fair-market rent
$1,670/mo
2BR fair-market rent
$1,980/mo
3BR fair-market rent
$2,590/mo
4BR fair-market rent
$3,040/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
108.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Beach Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, hurricane, lightning
Notable hazard ratings (county)
coastalFlooding: Relatively Low · coldWave: Relatively Low · drought: Relatively Moderate · heatWave: Relatively Low · hurricane: Relatively Moderate · iceStorm: Relatively Low
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 48% of US counties
Buildings in wildfire direct-exposure zone
84.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Brandywine DRMO (16.6 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
206
Days with Moderate air quality
31
Highest AQI recorded (year)
101

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,448
Jobs reachable by transit (45 min)
4,303

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
54
Nearest national park
Captain John Smith Chesapeake National Historic Trail (22 mi)
National parks include
Captain John Smith Chesapeake National Historic Trail, Chesapeake Bay, Harmony Hall
Airports within 30 mi
39
Nearest airport
Mellomar Airport (7 mi)
Nearest major airport
Joint Base Andrews (ADW) (21 mi)
Hospitals nearby (~15 mi)
339
Hospitals include
ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+34 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,989
Housing built before 1970
20.0%
Housing built 2000 or later
29.9%
Median annual property tax
$3,784
Mean commute to work
32 min
Households with broadband internet
78.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
17,232
Average weekly wage
$1,166
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
98

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 20732State medianUS median
Median home value$463,901$452,533$289,727
Median sale price$514,000$450,000$325,000
Median days on market36 days40 days51 days
Typical rent$2,761/mo$2,002/mo$1,808/mo
Median annual property tax$3,784$3,862$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 20732?
$463,901.
What is the median sale price in ZIP 20732?
$514,000.
How long do homes take to sell in ZIP 20732?
Median days on market: 35.5 days.
What is typical rent in ZIP 20732?
Typical rent: $2,761/month.
What is the natural-hazard risk in ZIP 20732?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, hurricane, lightning.
Is ZIP 20732 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 20732?
Risk to homes is higher than 48% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 20732?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 20732?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 20732?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 20732 walkable?
Walkability index: 7.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 20732?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 20732?
Regional Price Parity: 108.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents