Area data
Silver spring, MD — ZIP 20903
Population: 24,815 (Census ACS)
The median home value in ZIP 20903 (Silver spring, MD) is $523,642 — down 0.9% over the past year. Homes sell for a median $340,000 after a median 93 days on market. Typical rent runs $1,792/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with winterweather, hail, heatwave the top-rated hazards. Cost of living is 8.0% above the US average (BEA, metro/state-level).
$523,642
Median home value
-0.9%
1-year change
93
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $523,642
- 1-year appreciation
- -0.9%
- 3-year appreciation
- +3.8%
- 5-year appreciation
- +5.7%
- 10-year appreciation
- +42.3%
- All-time peak (2025-02)
- $531,583
- House Price Index (state)
- 367.5 (+0.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $340,000
- Median list price
- $334,800
- Median price per sqft
- $296
- 1-year sale-price change
- -8.1%
- Median days on market
- 93 days
- Homes sold (recent period)
- 3
- For-sale inventory
- 16
- Sale-to-list ratio
- 101.6%
- Active listings
- 1
- 1-year forecast
- -0.1%
- New listings (monthly)
- 7
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,792/mo
- 1-year rent change
- +0.5%
- Studio fair-market rent
- $1,860/mo
- 1BR fair-market rent
- $1,920/mo
- 2BR fair-market rent
- $2,140/mo
- 3BR fair-market rent
- $2,700/mo
- 4BR fair-market rent
- $3,170/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 108.0 (100 = US avg)
- Electricity rate (state-level)
- 19.5¢/kWh
- Natural gas rate (state-level)
- $16.10/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 5
- Elementary schools
- 4
- Middle schools
- 1
- High schools
- 0
- Schools include
- JoAnn Leleck at Broad Acres Elementary, Cresthaven Elementary, New Hampshire Estates Elem, Roscoe R Nix Elementary, Francis Scott Key Middle
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- winterWeather, hail, heatWave, inlandFlooding, lightning
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively High · heatWave: Relatively High · hurricane: Relatively Moderate
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 11% of US counties
- Buildings in wildfire direct-exposure zone
- 45.4%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Beltsville Agricultural Research Center (USDA) (5.2 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 59.0°F
- Average high
- 68.0°F
- Average low
- 49.0°F
- Annual precipitation
- 44.4 in
- Annual snowfall
- 1.8 in
- USDA plant hardiness zone
- 7b (extreme annual low 5 to 10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 42
- Days with Good air quality
- 291
- Days with Moderate air quality
- 61
- Days with Unhealthy air quality
- 3
- Highest AQI recorded (year)
- 165
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 9.0 / 20
- Transit service frequency
- 626
- Jobs reachable by car (30 min)
- 217,815
- Jobs reachable by transit (45 min)
- 184,644
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 61
- Nearest national park
- Civil War Defenses of Washington (5 mi)
- National parks include
- Civil War Defenses of Washington, Greenbelt Park, Rock Creek Park
- Airports within 30 mi
- 26
- Nearest airport
- College Park Airport (CGS) (4 mi)
- Nearest major airport
- Ronald Reagan Washington National Airport (DCA) (12 mi)
- Hospitals nearby (~15 mi)
- 25
- Hospitals include
- GEORGE WASHINGTON UNIV HOSPITAL, MEDSTAR GEORGETOWN UNIVERSITY HOSPITAL, SIBLEY MEMORIAL HOSPITAL
- Avg hospital rating (CMS)
- 2.7 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -6,292 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,965
- Housing built before 1970
- 64.4%
- Housing built 2000 or later
- 9.8%
- Median annual property tax
- $4,396
- Mean commute to work
- 36 min
- Households with broadband internet
- 80.1%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 364,740
- Average weekly wage
- $1,688
- Top industries (by employment)
- Professional Services, Health Care, Accommodation & Food
- Annual residential building permits (county)
- 1,491
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 20903 | State median | US median | |
|---|---|---|---|
| Median home value | $523,642 | $452,533 | $289,727 |
| Median sale price | $340,000 | $450,000 | $325,000 |
| Median days on market | 93 days | 40 days | 51 days |
| Typical rent | $1,792/mo | $2,002/mo | $1,808/mo |
| Median annual property tax | $4,396 | $3,862 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 20903?
- $523,642.
- What is the median sale price in ZIP 20903?
- $340,000.
- How long do homes take to sell in ZIP 20903?
- Median days on market: 93 days.
- What is typical rent in ZIP 20903?
- Typical rent: $1,792/month.
- What is the natural-hazard risk in ZIP 20903?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: winterWeather, hail, heatWave, inlandFlooding, lightning.
- Is ZIP 20903 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 20903?
- Risk to homes is higher than 11% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 20903?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 20903?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 20903?
- 5 schools (4 elementary, 1 middle) (NCES, 2022-23).
- Is ZIP 20903 walkable?
- Walkability index: 9.0/20 (EPA Smart Location Database).
- What is the air quality in ZIP 20903?
- Good. Median AQI: 42. (EPA AQI).
- What is the cost of living in ZIP 20903?
- Regional Price Parity: 108.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →