Area data
Catonsville, MD — ZIP 21228
Population: 50,492 (Census ACS)
The median home value in ZIP 21228 (Catonsville, MD) is $432,805 — up 1.3% over the past year. Homes sell for a median $352,500 after a median 25 days on market. Typical rent runs $1,696/month. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with winterweather, coldwave, heatwave the top-rated hazards. Cost of living is 8.0% above the US average (BEA, metro/state-level).
$432,805
Median home value
+1.3%
1-year change
25
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $432,805
- 1-year appreciation
- +1.3%
- 3-year appreciation
- +6.2%
- 5-year appreciation
- +15.5%
- 10-year appreciation
- +45.2%
- All-time peak (2026-07)
- $432,805
- House Price Index (state)
- 367.5 (+0.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $352,500
- Median list price
- $365,000
- Median price per sqft
- $206
- 1-year sale-price change
- -0.1%
- Median days on market
- 25 days
- Homes sold (recent period)
- 32
- For-sale inventory
- 100
- Sale-to-list ratio
- 104.8%
- Active listings
- 15
- 1-year forecast
- +0.2%
- Days to pending
- 14 days
- New listings (monthly)
- 57
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,696/mo
- 1-year rent change
- +2.5%
- Studio fair-market rent
- $1,150/mo
- 1BR fair-market rent
- $1,437/mo
- 2BR fair-market rent
- $1,704/mo
- 3BR fair-market rent
- $2,216/mo
- 4BR fair-market rent
- $2,557/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 108.0 (100 = US avg)
- Electricity rate (state-level)
- 19.5¢/kWh
- Natural gas rate (state-level)
- $16.10/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 10
- Elementary schools
- 6
- Middle schools
- 1
- High schools
- 3
- Schools include
- Western School of Technology, Catonsville Elementary, Catonsville Middle, Catonsville High, Hillcrest Elementary
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- winterWeather, coldWave, heatWave, inlandFlooding, lightning
- Notable hazard ratings (county)
- coastalFlooding: Relatively Moderate · coldWave: Relatively High · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively High · hurricane: Relatively Moderate
- FEMA flood zone
- A
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 8% of US counties
- Buildings in wildfire direct-exposure zone
- 5.1%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Curtis Bay Coast Guard Yard (10.6 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 58.0°F
- Average high
- 67.0°F
- Average low
- 49.0°F
- Annual precipitation
- 48.2 in
- Annual snowfall
- 2.2 in
- USDA plant hardiness zone
- 7b (extreme annual low 5 to 10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 45
- Days with Good air quality
- 228
- Days with Moderate air quality
- 124
- Days with Unhealthy air quality
- 3
- Highest AQI recorded (year)
- 205
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 14.3 / 20
- Transit service frequency
- 751
- Jobs reachable by car (30 min)
- 166,529
- Jobs reachable by transit (45 min)
- 148,384
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 58
- Nearest national park
- Star-Spangled Banner National Historic Trail (8 mi)
- National parks include
- Star-Spangled Banner National Historic Trail, Fort McHenry National Monument and Historic Shrine, Hampton National Historic Site
- Airports within 30 mi
- 32
- Nearest airport
- Baltimore/Washington International Thurgood Marshall Airport (BWI) (8 mi)
- Nearest major airport
- Baltimore/Washington International Thurgood Marshall Airport (BWI) (8 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- SPRING GROVE HOSPITAL CENTER
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -2,817 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,969
- Housing built before 1970
- 51.2%
- Housing built 2000 or later
- 9.6%
- Median annual property tax
- $4,227
- Mean commute to work
- 20 min
- Households with broadband internet
- 78.1%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 269,861
- Average weekly wage
- $1,522
- Top industries (by employment)
- Health Care, Education, Professional Services
- Annual residential building permits (county)
- 866
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 21228 | State median | US median | |
|---|---|---|---|
| Median home value | $432,805 | $452,533 | $289,727 |
| Median sale price | $352,500 | $450,000 | $325,000 |
| Median days on market | 25 days | 40 days | 51 days |
| Typical rent | $1,696/mo | $2,002/mo | $1,808/mo |
| Median annual property tax | $4,227 | $3,862 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 21228?
- $432,805.
- What is the median sale price in ZIP 21228?
- $352,500.
- How long do homes take to sell in ZIP 21228?
- Median days on market: 25 days.
- What is typical rent in ZIP 21228?
- Typical rent: $1,696/month.
- What is the natural-hazard risk in ZIP 21228?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: winterWeather, coldWave, heatWave, inlandFlooding, lightning.
- Is ZIP 21228 in a flood zone?
- High (FEMA NFIP). FEMA flood zone A.
- What is the wildfire risk in ZIP 21228?
- Risk to homes is higher than 8% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 21228?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 21228?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 21228?
- 10 schools (6 elementary, 1 middle, 3 high) (NCES, 2022-23).
- Is ZIP 21228 walkable?
- Walkability index: 14.3/20 (EPA Smart Location Database).
- What is the air quality in ZIP 21228?
- Good. Median AQI: 45. (EPA AQI).
- What is the cost of living in ZIP 21228?
- Regional Price Parity: 108.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →