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Area data

Henderson, MD — ZIP 21640

Population: 1,163 (Census ACS)

The median home value in ZIP 21640 (Henderson, MD) is $401,988 — up 1.7% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, hurricane, strongwind the top-rated hazards. Cost of living is 8.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$401,988

Median home value

+1.7%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$401,988
1-year appreciation
+1.7%
3-year appreciation
+7.5%
5-year appreciation
+17.6%
10-year appreciation
+86.7%
All-time peak (2025-03)
$403,261
House Price Index (state)
367.5 (+0.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Above Average)
108.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, hurricane, strongWind, winterWeather
Notable hazard ratings (county)
coastalFlooding: Relatively Low · coldWave: Relatively Low · drought: Relatively High · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Moderate
Wildfire risk to homes (county)
Higher than 37% of US counties
Buildings in wildfire direct-exposure zone
65.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Dover Gas Light Co. (16.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
49.2 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
9
Nearest national park
Captain John Smith Chesapeake National Historic Trail (37 mi)
National parks include
Captain John Smith Chesapeake National Historic Trail, Chesapeake Bay, Fort McHenry National Monument and Historic Shrine
Airports within 30 mi
59
Nearest airport
Our Domain Airport (4 mi)
Nearest major airport
Dover Civil Air Terminal/Dover Air Force Base (DOV) (19 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+20 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,986
Housing built before 1970
17.5%
Housing built 2000 or later
16.0%
Median annual property tax
$2,530
Mean commute to work
31 min
Households with broadband internet
42.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,742
Average weekly wage
$1,028
Top industries (by employment)
Construction, Accommodation & Food, Agriculture
Annual residential building permits (county)
48

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 21640State medianUS median
Median home value$401,988$452,533$289,727
Median annual property tax$2,530$3,862$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 21640?
$401,988.
What is the natural-hazard risk in ZIP 21640?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, hurricane, strongWind, winterWeather.
What is the wildfire risk in ZIP 21640?
Risk to homes is higher than 37% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 21640?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 21640?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 21640?
Regional Price Parity: 108.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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