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Area data

Bivalve, MD — ZIP 21814

Population: 217 (Census ACS)

The median home value in ZIP 21814 (Bivalve, MD) is $232,843 — up 6.7% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, hurricane, icestorm the top-rated hazards. Cost of living is 8.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$232,843

Median home value

+6.7%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$232,843
1-year appreciation
+6.7%
3-year appreciation
+17.7%
All-time peak (2026-05)
$234,488
House Price Index (state)
367.5 (+0.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

1-year forecast
+0.4%

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Above Average)
108.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, hurricane, iceStorm, lightning, winterWeather
Notable hazard ratings (county)
coastalFlooding: Relatively Low · coldWave: Relatively Low · drought: Relatively Moderate · earthquake: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Moderate
Wildfire risk to homes (county)
Higher than 78% of US counties
Buildings in wildfire direct-exposure zone
53.4%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Blades Groundwater (16.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
69.0°F
Average low
49.0°F
Annual precipitation
50.7 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
2
Nearest national park
Harriet Tubman Underground Railroad National Historical Park (28 mi)
National parks include
Harriet Tubman Underground Railroad National Historical Park, Assateague Island National Seashore
Airports within 30 mi
30
Nearest airport
Bennett Airport (2 mi)
Nearest major airport
Salisbury Ocean City Wicomico Regional Airport (SBY) (7 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
30
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+30 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,966
Housing built before 1970
62.5%
Housing built 2000 or later
13.0%
Households with broadband internet
48.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
37,414
Average weekly wage
$1,048
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
235

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 21814?
$232,843.
What is the natural-hazard risk in ZIP 21814?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, hurricane, iceStorm, lightning, winterWeather.
What is the wildfire risk in ZIP 21814?
Risk to homes is higher than 78% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 21814?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 21814?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 21814?
Regional Price Parity: 108.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents