Area data
Elkton, MD — ZIP 21921
Population: 45,527 (Census ACS)
The median home value in ZIP 21921 (Elkton, MD) is $376,962 — up 1.5% over the past year. Homes sell for a median $325,000 after a median 33 days on market. Typical rent runs $1,913/month. 11 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, strongwind, winterweather the top-rated hazards. Cost of living is 8.0% above the US average (BEA, metro/state-level).
$376,962
Median home value
+1.5%
1-year change
33
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $376,962
- 1-year appreciation
- +1.5%
- 3-year appreciation
- +9.8%
- 5-year appreciation
- +22.1%
- 10-year appreciation
- +69.1%
- All-time peak (2026-07)
- $376,962
- House Price Index (state)
- 367.5 (+0.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $325,000
- Median list price
- $249,999
- Median price per sqft
- $100
- Median days on market
- 33 days
- Homes sold (recent period)
- 1
- For-sale inventory
- 114
- Sale-to-list ratio
- 86.7%
- Active listings
- 4
- 1-year forecast
- +1.7%
- Days to pending
- 20 days
- New listings (monthly)
- 50
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,913/mo
- 1-year rent change
- +1.7%
- Studio fair-market rent
- $1,400/mo
- 1BR fair-market rent
- $1,530/mo
- 2BR fair-market rent
- $1,820/mo
- 3BR fair-market rent
- $2,180/mo
- 4BR fair-market rent
- $2,440/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 108.0 (100 = US avg)
- Electricity rate (state-level)
- 19.5¢/kWh
- Natural gas rate (state-level)
- $16.10/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 11
- Elementary schools
- 7
- Middle schools
- 2
- High schools
- 1
- Schools include
- Cecil Manor Elementary, Cherry Hill Middle, Elkton Middle, Elkton High, Gilpin Manor Elementary
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- drought, strongWind, winterWeather, iceStorm, lightning
- Notable hazard ratings (county)
- coastalFlooding: Relatively Low · coldWave: Relatively Low · drought: Relatively High · earthquake: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low
- FEMA flood zone
- AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 22% of US counties
- Buildings in wildfire direct-exposure zone
- 71.9%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- 4
- Nearest Superfund site
- Dwyer Property Ground Water Plume (1.3 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 50.7 in
- USDA plant hardiness zone
- 7b (extreme annual low 5 to 10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 42
- Days with Good air quality
- 266
- Days with Moderate air quality
- 88
- Days with Unhealthy air quality
- 4
- Highest AQI recorded (year)
- 190
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 6.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 42,668
- Jobs reachable by transit (45 min)
- 41,949
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 12
- Nearest national park
- First State National Historical Park (21 mi)
- National parks include
- First State National Historical Park, Valley Forge National Historical Park, Hopewell Furnace National Historic Site
- Airports within 30 mi
- 42
- Nearest airport
- Cecil County Airport (4 mi)
- Nearest major airport
- Wilmington Airport (ILG) (14 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- UNION HOSPITAL OF CECIL COUNTY
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- EV charging stations (within 10 mi)
- 64
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +318 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,986
- Housing built before 1970
- 25.3%
- Housing built 2000 or later
- 27.0%
- Median annual property tax
- $3,073
- Mean commute to work
- 24 min
- Households with broadband internet
- 75.5%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 28,742
- Average weekly wage
- $1,053
- Top industries (by employment)
- Accommodation & Food, Health Care, Wholesale Trade
- Annual residential building permits (county)
- 231
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 21921 | State median | US median | |
|---|---|---|---|
| Median home value | $376,962 | $452,533 | $289,727 |
| Median sale price | $325,000 | $450,000 | $325,000 |
| Median days on market | 33 days | 40 days | 51 days |
| Typical rent | $1,913/mo | $2,002/mo | $1,808/mo |
| Median annual property tax | $3,073 | $3,862 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 21921?
- $376,962.
- What is the median sale price in ZIP 21921?
- $325,000.
- How long do homes take to sell in ZIP 21921?
- Median days on market: 33 days.
- What is typical rent in ZIP 21921?
- Typical rent: $1,913/month.
- What is the natural-hazard risk in ZIP 21921?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, strongWind, winterWeather, iceStorm, lightning.
- Is ZIP 21921 in a flood zone?
- High (FEMA NFIP). FEMA flood zone AE.
- What is the wildfire risk in ZIP 21921?
- Risk to homes is higher than 22% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 21921?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 21921?
- 4 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Dwyer Property Ground Water Plume, 1.3 mi.
- How many schools serve ZIP 21921?
- 11 schools (7 elementary, 2 middle, 1 high) (NCES, 2022-23).
- Is ZIP 21921 walkable?
- Walkability index: 6.2/20 (EPA Smart Location Database).
- What is the air quality in ZIP 21921?
- Good. Median AQI: 42. (EPA AQI).
- What is the cost of living in ZIP 21921?
- Regional Price Parity: 108.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →