Area data
Zcta 28104, NC — ZIP 28104
Population: 36,641 (Census ACS)
The median home value in ZIP 28104 (Zcta 28104, NC) is $600,394 — up 0.4% over the past year. Homes sell for a median $675,000 after a median 50 days on market. Typical rent runs $2,427/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, lightning, strongwind the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).
$600,394
Median home value
+0.4%
1-year change
50
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $600,394
- 1-year appreciation
- +0.4%
- 3-year appreciation
- +6.8%
- 5-year appreciation
- +32.2%
- 10-year appreciation
- +89.6%
- All-time peak (2026-01)
- $604,209
- House Price Index (state)
- 438.2 (+1.0% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $675,000
- Median list price
- $735,000
- Median price per sqft
- $239
- 1-year sale-price change
- -3.6%
- Median days on market
- 50 days
- Homes sold (recent period)
- 147
- For-sale inventory
- 203
- Sale-to-list ratio
- 98.6%
- Active listings
- 133
- 1-year forecast
- +0.8%
- Days to pending
- 88 days
- New listings (monthly)
- 60
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $2,427/mo
- 1-year rent change
- +4.6%
- Studio fair-market rent
- $1,780/mo
- 1BR fair-market rent
- $1,860/mo
- 2BR fair-market rent
- $2,040/mo
- 3BR fair-market rent
- $2,510/mo
- 4BR fair-market rent
- $3,190/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 92.5 (100 = US avg)
- Electricity rate (state-level)
- 14.0¢/kWh
- Natural gas rate (state-level)
- $16.40/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 7
- Elementary schools
- 4
- Middle schools
- 1
- High schools
- 1
- Charter schools
- 2
- School districts serving the area
- Union Day School, Matthews Charter Academy, Union County Public Schools
- Schools include
- Union Day School, Matthews Charter Academy, Weddington Elementary, Weddington Middle, Weddington High
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- iceStorm, lightning, strongWind, tornado, coldWave
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 27% of US counties
- Buildings in wildfire direct-exposure zone
- 69.2%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Ram Leather Care (12.6 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 63.0°F
- Average high
- 73.0°F
- Average low
- 53.0°F
- Annual precipitation
- 40.9 in
- USDA plant hardiness zone
- 8a (extreme annual low 10 to 15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 43
- Days with Good air quality
- 201
- Days with Moderate air quality
- 43
- Highest AQI recorded (year)
- 101
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 5.7 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 56,539
- Jobs reachable by transit (45 min)
- 49,600
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Overmountain Victory National Historic Trail (39 mi)
- National parks include
- Overmountain Victory National Historic Trail, Kings Mountain National Military Park
- Airports within 30 mi
- 32
- Nearest airport
- Charlotte-Monroe Executive Airport (5 mi)
- Nearest major airport
- Charlotte Douglas International Airport (CLT) (18 mi)
- Hospitals nearby (~15 mi)
- 5
- Hospitals include
- ATRIUM HEALTH PINEVILLE, CAROLINAS MEDICAL CENTER/BEHAV HEALTH, ATRIUM HEALTH UNION
- Avg hospital rating (CMS)
- 3.3 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Good (4.5 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +1,916 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 2,001
- Housing built before 1970
- 4.3%
- Housing built 2000 or later
- 54.5%
- Median annual property tax
- $3,198
- Mean commute to work
- 21 min
- Households with broadband internet
- 90.5%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 62,909
- Average weekly wage
- $1,131
- Top industries (by employment)
- Construction, Accommodation & Food, Health Care
- Annual residential building permits (county)
- 2,166
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 28104 | State median | US median | |
|---|---|---|---|
| Median home value | $600,394 | $287,250 | $289,727 |
| Median sale price | $675,000 | $330,000 | $325,000 |
| Median days on market | 50 days | 70 days | 51 days |
| Typical rent | $2,427/mo | $1,686/mo | $1,808/mo |
| Median annual property tax | $3,198 | $1,366 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 28104?
- $600,394.
- What is the median sale price in ZIP 28104?
- $675,000.
- How long do homes take to sell in ZIP 28104?
- Median days on market: 50 days.
- What is typical rent in ZIP 28104?
- Typical rent: $2,427/month.
- What is the natural-hazard risk in ZIP 28104?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, lightning, strongWind, tornado, coldWave.
- Is ZIP 28104 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 28104?
- Risk to homes is higher than 27% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 28104?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 28104?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 28104?
- 7 schools (4 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is ZIP 28104 walkable?
- Walkability index: 5.7/20 (EPA Smart Location Database).
- What is the air quality in ZIP 28104?
- Good. Median AQI: 43. (EPA AQI).
- What is the cost of living in ZIP 28104?
- Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →