Area data
Mount holly, NC — ZIP 28120
Population: 25,805 (Census ACS)
The median home value in ZIP 28120 (Mount holly, NC) is $369,016 — up 1.0% over the past year. Homes sell for a median $380,000 after a median 67 days on market. Typical rent runs $1,785/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, lightning, strongwind the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).
$369,016
Median home value
+1.0%
1-year change
67
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $369,016
- 1-year appreciation
- +1.0%
- 3-year appreciation
- +4.9%
- 5-year appreciation
- +28.4%
- 10-year appreciation
- +119.4%
- All-time peak (2026-04)
- $370,490
- House Price Index (state)
- 438.2 (+1.0% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $380,000
- Median list price
- $395,900
- Median price per sqft
- $211
- 1-year sale-price change
- +5.8%
- Median days on market
- 67 days
- Homes sold (recent period)
- 89
- For-sale inventory
- 125
- Sale-to-list ratio
- 98.4%
- Active listings
- 94
- 1-year forecast
- +0.8%
- New listings (monthly)
- 34
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,785/mo
- 1-year rent change
- +5.1%
- Studio fair-market rent
- $1,190/mo
- 1BR fair-market rent
- $1,250/mo
- 2BR fair-market rent
- $1,370/mo
- 3BR fair-market rent
- $1,690/mo
- 4BR fair-market rent
- $2,140/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 92.5 (100 = US avg)
- Electricity rate (state-level)
- 14.0¢/kWh
- Natural gas rate (state-level)
- $16.40/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 5
- Elementary schools
- 2
- Middle schools
- 1
- High schools
- 1
- Charter schools
- 1
- School districts serving the area
- Mountain Island Charter, Gaston County Schools
- Schools include
- Mountain Island Charter School, East Gaston High, Mount Holly Middle, Pinewood Elementary, Ida Rankin Elementary School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- iceStorm, lightning, strongWind, tornado, inlandFlooding
- Notable hazard ratings (county)
- coldWave: Relatively Low · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low
- FEMA flood zone
- AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 41% of US counties
- Buildings in wildfire direct-exposure zone
- 62.2%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- 2
- Nearest Superfund site
- Jadco-Hughes Facility (3.7 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 63.0°F
- Average high
- 72.0°F
- Average low
- 53.0°F
- Annual precipitation
- 41.0 in
- Annual snowfall
- 0.3 in
- USDA plant hardiness zone
- 8a (extreme annual low 10 to 15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 9.0 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 63,738
- Jobs reachable by transit (45 min)
- 51,947
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 3
- Nearest national park
- Overmountain Victory National Historic Trail (24 mi)
- National parks include
- Overmountain Victory National Historic Trail, Kings Mountain National Military Park, Cowpens National Battlefield
- Airports within 30 mi
- 43
- Nearest airport
- Charlotte Douglas International Airport (CLT) (9 mi)
- Nearest major airport
- Charlotte Douglas International Airport (CLT) (9 mi)
- Hospitals nearby (~15 mi)
- 7
- Hospitals include
- CAROMONT REGIONAL MEDICAL CENTER, ATRIUM HEALTH PINEVILLE, CAROLINAS MEDICAL CENTER/BEHAV HEALTH
- Avg hospital rating (CMS)
- 3.6 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Good (4.5 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +1,543 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,990
- Housing built before 1970
- 26.3%
- Housing built 2000 or later
- 38.7%
- Median annual property tax
- $2,440
- Mean commute to work
- 23 min
- Households with broadband internet
- 80.7%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 67,684
- Average weekly wage
- $984
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 1,923
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 28120 | State median | US median | |
|---|---|---|---|
| Median home value | $369,016 | $287,250 | $289,727 |
| Median sale price | $380,000 | $330,000 | $325,000 |
| Median days on market | 67 days | 70 days | 51 days |
| Typical rent | $1,785/mo | $1,686/mo | $1,808/mo |
| Median annual property tax | $2,440 | $1,366 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 28120?
- $369,016.
- What is the median sale price in ZIP 28120?
- $380,000.
- How long do homes take to sell in ZIP 28120?
- Median days on market: 67 days.
- What is typical rent in ZIP 28120?
- Typical rent: $1,785/month.
- What is the natural-hazard risk in ZIP 28120?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, lightning, strongWind, tornado, inlandFlooding.
- Is ZIP 28120 in a flood zone?
- High (FEMA NFIP). FEMA flood zone AE.
- What is the wildfire risk in ZIP 28120?
- Risk to homes is higher than 41% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 28120?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 28120?
- 2 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Jadco-Hughes Facility, 3.7 mi.
- How many schools serve ZIP 28120?
- 5 schools (2 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is ZIP 28120 walkable?
- Walkability index: 9.0/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 28120?
- Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →