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Area data

Mcdonald, NC — ZIP 28340

Population: 9,265 (Census ACS)

The median home value in ZIP 28340 (Mcdonald, NC) is $112,826 — up 3.2% over the past year. Homes sell for a median $99,000 after a median 96.5 days on market. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with strongwind, hurricane, icestorm the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$112,826

Median home value

+3.2%

1-year change

96.5

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$112,826
1-year appreciation
+3.2%
3-year appreciation
+10.6%
5-year appreciation
+31.4%
All-time peak (2026-07)
$112,826
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$99,000
Median list price
$232,000
Median price per sqft
$77
1-year sale-price change
-44.4%
Median days on market
96.5 days
Homes sold (recent period)
8
For-sale inventory
16
Sale-to-list ratio
94.4%
Active listings
11
1-year forecast
+1.2%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$908/mo
1BR fair-market rent
$1,135/mo
2BR fair-market rent
$1,308/mo
3BR fair-market rent
$1,700/mo
4BR fair-market rent
$1,962/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
2
Middle schools
1
High schools
1
Schools include
Fairgrove Elementary School, Fairmont High, Fairmont Middle, Rosenwald Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
strongWind, hurricane, iceStorm, lightning, tornado
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Moderate · hurricane: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 73% of US counties
Buildings in wildfire direct-exposure zone
66.5%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
62.0°F
Average high
74.0°F
Average low
51.0°F
Annual precipitation
52.4 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
2.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
3,357
Jobs reachable by transit (45 min)
3,871

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Moores Creek National Battlefield (58 mi)
Airports within 30 mi
20
Nearest airport
Mynatt Field (7 mi)
Nearest major airport
Lumberton Regional Airport (LBT) (11 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
SCOTLAND MEMORIAL HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Good (4.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+66 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,982
Housing built before 1970
32.4%
Housing built 2000 or later
18.0%
Median annual property tax
$825
Mean commute to work
30 min
Households with broadband internet
50.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
30,433
Average weekly wage
$821
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
287

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 28340State medianUS median
Median home value$112,826$287,250$289,727
Median sale price$99,000$330,000$325,000
Median days on market97 days70 days51 days
Median annual property tax$825$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 28340?
$112,826.
What is the median sale price in ZIP 28340?
$99,000.
How long do homes take to sell in ZIP 28340?
Median days on market: 96.5 days.
What is typical rent in ZIP 28340?
2-bedroom fair-market rent: $1,308/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 28340?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: strongWind, hurricane, iceStorm, lightning, tornado.
Is ZIP 28340 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 28340?
Risk to homes is higher than 73% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28340?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28340?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 28340?
4 schools (2 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 28340 walkable?
Walkability index: 2.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 28340?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Mcdonald, NC?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents