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Area data

Wilmington, NC — ZIP 28412

Population: 44,166 (Census ACS)

The median home value in ZIP 28412 (Wilmington, NC) is $395,636 — down 1.7% over the past year. Homes sell for a median $339,900 after a median 66 days on market. Typical rent runs $1,538/month. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, lightning, coastalflooding the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$395,636

Median home value

-1.7%

1-year change

66

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$395,636
1-year appreciation
-1.7%
3-year appreciation
+1.4%
5-year appreciation
+30.4%
10-year appreciation
+91.8%
All-time peak (2024-06)
$405,486
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$339,900
Median list price
$369,000
Median price per sqft
$238
1-year sale-price change
-5.8%
Median days on market
66 days
Homes sold (recent period)
28
For-sale inventory
274
Sale-to-list ratio
97.1%
Active listings
79
1-year forecast
+1.7%
Days to pending
54 days
New listings (monthly)
85

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,538/mo
1-year rent change
+1.6%
Studio fair-market rent
$908/mo
1BR fair-market rent
$1,135/mo
2BR fair-market rent
$1,308/mo
3BR fair-market rent
$1,700/mo
4BR fair-market rent
$1,962/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
6
Middle schools
1
High schools
2
Charter schools
1
School districts serving the area
Island Montessori Charter, New Hanover County Schools
Schools include
Island Montessori Charter School, Mary C Williams Elementary, Pine Valley Elementary, Heyward C Bellamy Elem, J. C. Roe Center

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hurricane, lightning, coastalFlooding, iceStorm, tornado
Notable hazard ratings (county)
coastalFlooding: Relatively High · coldWave: Relatively Moderate · earthquake: Relatively Low · heatWave: Relatively Moderate · hurricane: Very High · iceStorm: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 76% of US counties
Buildings in wildfire direct-exposure zone
33.4%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Kerr-McGee Chemical Corp - Navassa (8.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
65.0°F
Average high
74.0°F
Average low
55.0°F
Annual precipitation
66.0 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
237
Days with Moderate air quality
124
Highest AQI recorded (year)
142

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
8.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
18,625
Jobs reachable by transit (45 min)
18,609

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Moores Creek National Battlefield (24 mi)
Airports within 30 mi
7
Nearest airport
Pilots Ridge Airport (3 mi)
Nearest major airport
Wilmington International Airport (ILM) (9 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
WILMINGTON TREATMENT CENTER, J ARTHUR DOSHER MEMORIAL HOSPITAL, STRATEGIC BEHAVIORAL CENTER-LELAND
Solar radiation rating
Good (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,535 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,000
Housing built before 1970
7.7%
Housing built 2000 or later
50.9%
Median annual property tax
$1,973
Mean commute to work
17 min
Households with broadband internet
82.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
114,642
Average weekly wage
$1,130
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
58

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 28412State medianUS median
Median home value$395,636$287,250$289,727
Median sale price$339,900$330,000$325,000
Median days on market66 days70 days51 days
Typical rent$1,538/mo$1,686/mo$1,808/mo
Median annual property tax$1,973$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 28412?
$395,636.
What is the median sale price in ZIP 28412?
$339,900.
How long do homes take to sell in ZIP 28412?
Median days on market: 66 days.
What is typical rent in ZIP 28412?
Typical rent: $1,538/month.
What is the natural-hazard risk in ZIP 28412?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, lightning, coastalFlooding, iceStorm, tornado.
Is ZIP 28412 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 28412?
Risk to homes is higher than 76% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28412?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28412?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 28412?
9 schools (6 elementary, 1 middle, 2 high) (NCES, 2022-23).
Is ZIP 28412 walkable?
Walkability index: 8.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 28412?
Good. Median AQI: 44. (EPA AQI).
What is the cost of living in ZIP 28412?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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