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Area data

Garland, NC — ZIP 28441

Population: 2,532 (Census ACS)

The median home value in ZIP 28441 (Garland, NC) is $85,661 — up 2.2% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hurricane, strongwind, winterweather the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$85,661

Median home value

+2.2%

1-year change

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$85,661
1-year appreciation
+2.2%
3-year appreciation
+1.2%
5-year appreciation
+15.1%
10-year appreciation
+51.2%
All-time peak (2024-07)
$90,419
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hurricane, strongWind, winterWeather, coldWave, drought
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Moderate · hurricane: Relatively High
Wildfire risk to homes (county)
Higher than 54% of US counties
Buildings in wildfire direct-exposure zone
76.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
63.0°F
Average high
75.0°F
Average low
51.0°F
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Moores Creek National Battlefield (28 mi)
Airports within 30 mi
17
Nearest airport
Twin Oak Airport (9 mi)
Nearest major airport
Fayetteville Regional Airport - Grannis Field (FAY) (34 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-2 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,992
Housing built before 1970
24.9%
Housing built 2000 or later
31.0%
Median annual property tax
$739
Mean commute to work
36 min
Households with broadband internet
53.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
13,468
Average weekly wage
$893
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
189

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 28441State medianUS median
Median home value$85,661$287,250$289,727
Median annual property tax$739$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 28441?
$85,661.
What is the natural-hazard risk in ZIP 28441?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hurricane, strongWind, winterWeather, coldWave, drought.
What is the wildfire risk in ZIP 28441?
Risk to homes is higher than 54% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28441?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28441?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 28441?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents