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Area data

Jacksonville, NC — ZIP 28540

Population: 49,141 (Census ACS)

The median home value in ZIP 28540 (Jacksonville, NC) is $260,622 — up 3.9% over the past year. Homes sell for a median $269,000 after a median 40 days on market. Typical rent runs $1,425/month. 16 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, winterweather, lightning the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$260,622

Median home value

+3.9%

1-year change

40

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$260,622
1-year appreciation
+3.9%
3-year appreciation
+12.5%
5-year appreciation
+44.4%
10-year appreciation
+104.5%
All-time peak (2026-05)
$260,737
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$269,000
Median list price
$275,000
Median price per sqft
$174
1-year sale-price change
-1.1%
Median days on market
40 days
Homes sold (recent period)
228
For-sale inventory
213
Sale-to-list ratio
99.2%
Active listings
229
1-year forecast
+3.4%
Days to pending
40 days
New listings (monthly)
76

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,425/mo
1-year rent change
+4.6%
Studio fair-market rent
$908/mo
1BR fair-market rent
$1,135/mo
2BR fair-market rent
$1,308/mo
3BR fair-market rent
$1,700/mo
4BR fair-market rent
$1,962/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
16
Elementary schools
10
Middle schools
3
High schools
3
Charter schools
1
School districts serving the area
Z.E.C.A. School of Arts and Technology, Onslow County Schools
Schools include
Z.E.C.A. School of Arts and Technology, Southwest Elementary, Bell Fork Elementary, Blue Creek Elementary, Clyde Erwin Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hurricane, winterWeather, lightning, coastalFlooding, heatWave
Notable hazard ratings (county)
coastalFlooding: Relatively Moderate · coldWave: Relatively Low · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 72% of US counties
Buildings in wildfire direct-exposure zone
63.5%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
ABC One Hour Cleaners (7.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
64.0°F
Average high
74.0°F
Average low
54.0°F
Annual precipitation
55.6 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
7,036
Jobs reachable by transit (45 min)
6,148

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Moores Creek National Battlefield (40 mi)
Airports within 30 mi
23
Nearest airport
MCAS New River / McCutcheon Field (5 mi)
Nearest major airport
MCAS New River / McCutcheon Field (5 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
BRYNN MARR HOSP
Solar radiation rating
Fair (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+901 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,986
Housing built before 1970
26.4%
Housing built 2000 or later
32.4%
Median annual property tax
$1,513
Mean commute to work
22 min
Households with broadband internet
81.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
38,938
Average weekly wage
$768
Top industries (by employment)
Accommodation & Food, Health Care, Administrative Services
Annual residential building permits (county)
1,213

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 28540State medianUS median
Median home value$260,622$287,250$289,727
Median sale price$269,000$330,000$325,000
Median days on market40 days70 days51 days
Typical rent$1,425/mo$1,686/mo$1,808/mo
Median annual property tax$1,513$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 28540?
$260,622.
What is the median sale price in ZIP 28540?
$269,000.
How long do homes take to sell in ZIP 28540?
Median days on market: 40 days.
What is typical rent in ZIP 28540?
Typical rent: $1,425/month.
What is the natural-hazard risk in ZIP 28540?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, winterWeather, lightning, coastalFlooding, heatWave.
Is ZIP 28540 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 28540?
Risk to homes is higher than 72% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28540?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28540?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 28540?
16 schools (10 elementary, 3 middle, 3 high) (NCES, 2022-23).
Is ZIP 28540 walkable?
Walkability index: 7.7/20 (EPA Smart Location Database).
What is the cost of living in ZIP 28540?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents