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Area data

Stacy, NC — ZIP 28581

Population: 118 (Census ACS)

The median home value in ZIP 28581 (Stacy, NC) is $254,070 — up 7.0% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hurricane, coastalflooding, winterweather the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$254,070

Median home value

+7.0%

1-year change

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$254,070
1-year appreciation
+7.0%
3-year appreciation
+13.6%
5-year appreciation
+31.9%
10-year appreciation
+66.6%
All-time peak (2026-05)
$254,672
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

1-year forecast
+2.5%

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hurricane, coastalFlooding, winterWeather, iceStorm, lightning
Notable hazard ratings (county)
coastalFlooding: Relatively High · coldWave: Relatively Low · heatWave: Relatively Low · hurricane: Very High · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low
Wildfire risk to homes (county)
Higher than 88% of US counties
Buildings in wildfire direct-exposure zone
48.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Cherry Point Marine Corps Air Station (17.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
60.5 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
319
Days with Moderate air quality
31
Highest AQI recorded (year)
105

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Cape Lookout National Seashore (14 mi)
Airports within 30 mi
14
Nearest airport
Riviere Ranch Airport (7 mi)
Nearest major airport
Cherry Point MCAS / Cunningham Field/ (17 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+470 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,995
Housing built before 1970
23.0%
Housing built 2000 or later
36.2%
Median annual property tax
$986
Households with broadband internet
84.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
19,918
Average weekly wage
$797
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
554

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 28581State medianUS median
Median home value$254,070$287,250$289,727
Median annual property tax$986$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 28581?
$254,070.
What is the natural-hazard risk in ZIP 28581?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hurricane, coastalFlooding, winterWeather, iceStorm, lightning.
What is the wildfire risk in ZIP 28581?
Risk to homes is higher than 88% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28581?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28581?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 28581?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in ZIP 28581?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents