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Area data

Stony point, NC — ZIP 28678

Population: 5,064 (Census ACS)

The median home value in ZIP 28678 (Stony point, NC) is $276,563 — up 4.0% over the past year. Homes sell for a median $287,000 after a median 46 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, strongwind the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$276,563

Median home value

+4.0%

1-year change

46

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$276,563
1-year appreciation
+4.0%
3-year appreciation
+11.7%
5-year appreciation
+31.2%
10-year appreciation
+112.7%
All-time peak (2026-05)
$276,815
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$287,000
Median list price
$299,900
Median price per sqft
$212
1-year sale-price change
+10.8%
Median days on market
46 days
Homes sold (recent period)
7
For-sale inventory
15
Sale-to-list ratio
99.3%
Active listings
14
1-year forecast
+1.7%
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$908/mo
1BR fair-market rent
$1,135/mo
2BR fair-market rent
$1,308/mo
3BR fair-market rent
$1,700/mo
4BR fair-market rent
$1,962/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Stony Point Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, strongWind
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · hail: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively High · inlandFlooding: Relatively Low
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 29% of US counties
Buildings in wildfire direct-exposure zone
88.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
FCX, Inc. (Statesville Plant) (8.5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
69.0°F
Average low
48.0°F
Annual precipitation
54.1 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
275
Days with Moderate air quality
26
Highest AQI recorded (year)
105

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
5.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
10,237
Jobs reachable by transit (45 min)
9,624

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Overmountain Victory National Historic Trail (50 mi)
National parks include
Overmountain Victory National Historic Trail, Kings Mountain National Military Park
Airports within 30 mi
43
Nearest airport
Flying Bj Airport (1 mi)
Nearest major airport
Hickory Regional Airport (HKY) (19 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
IREDELL MEMORIAL HOSPITAL INC, IREDELL DAVIS BEHAVIORAL HEALTH HOSPITAL, FRYE REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
2.7 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+146 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,995
Housing built before 1970
26.5%
Housing built 2000 or later
35.5%
Median annual property tax
$1,349
Mean commute to work
25 min
Households with broadband internet
59.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,151
Average weekly wage
$800
Top industries (by employment)
Accommodation & Food, Health Care, Administrative Services
Annual residential building permits (county)
113

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 28678State medianUS median
Median home value$276,563$287,250$289,727
Median sale price$287,000$330,000$325,000
Median days on market46 days70 days51 days
Median annual property tax$1,349$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 28678?
$276,563.
What is the median sale price in ZIP 28678?
$287,000.
How long do homes take to sell in ZIP 28678?
Median days on market: 46 days.
What is typical rent in ZIP 28678?
2-bedroom fair-market rent: $1,308/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 28678?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, strongWind.
Is ZIP 28678 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 28678?
Risk to homes is higher than 29% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28678?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28678?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 28678?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 28678 walkable?
Walkability index: 5.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 28678?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in ZIP 28678?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents