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Area data

Chimney Rock, NC — ZIP 28720

Population: 138 (Census ACS)

The median home value in ZIP 28720 (Chimney Rock, NC) is $445,500. Homes sell for a median $410,000 after a median 176 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, strongwind, inlandflooding the top-rated hazards. Cost of living is 5.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$445,500

Median home value

176

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$445,500
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$410,000
Median price per sqft
$447
Median days on market
176 days
Homes sold (recent period)
1
For-sale inventory
4
Sale-to-list ratio
95.6%

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Below Average)
94.3 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, strongWind, inlandFlooding, lightning, tornado
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively High
Wildfire risk to homes (county)
Higher than 60% of US counties
Buildings in wildfire direct-exposure zone
86.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
General Electric Co/Shepherd Farm (14.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
71.0°F
Average low
47.0°F
Annual precipitation
59.4 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
6
Nearest national park
Blue Ridge Parkway (16 mi)
National parks include
Blue Ridge Parkway, Carl Sandburg Home National Historic Site, Cowpens National Battlefield
Airports within 30 mi
24
Nearest airport
Six Oaks Airport (12 mi)
Nearest major airport
Asheville Regional Airport (AVL) (17 mi)
Hospitals nearby (~15 mi)
25
Hospitals include
MEMORIAL MISSION HOSPITAL AND ASHEVILLE SURGERY CE, RUTHERFORD REGIONAL MEDICAL CENTER, PARDEE HOSPITAL HENDERSON COUNTY
Avg hospital rating (CMS)
3.2 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
11
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,971
Housing built before 1970
48.6%
Housing built 2000 or later
18.9%
Median annual property tax
$1,375
Households with broadband internet
89.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
14,960
Average weekly wage
$874
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
191

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 28720State medianUS median
Median sale price$410,000$330,000$325,000
Median days on market176 days70 days51 days
Median annual property tax$1,375$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 28720?
$445,500.
What is the median sale price in ZIP 28720?
$410,000.
How long do homes take to sell in ZIP 28720?
Median days on market: 176 days.
What is the natural-hazard risk in ZIP 28720?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, strongWind, inlandFlooding, lightning, tornado.
What is the wildfire risk in ZIP 28720?
Risk to homes is higher than 60% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28720?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28720?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 28720?
Regional Price Parity: 94.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents