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Area data

Hot springs, NC — ZIP 28743

Population: 2,211 (Census ACS)

The median home value in ZIP 28743 (Hot springs, NC) is $329,334 — up 0.6% over the past year. Homes sell for a median $500,000 after a median 215 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with icestorm, landslide, lightning the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$329,334

Median home value

+0.6%

1-year change

215

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$329,334
1-year appreciation
+0.6%
3-year appreciation
+4.0%
5-year appreciation
+15.1%
10-year appreciation
+70.4%
All-time peak (2025-02)
$338,032
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$500,000
Median list price
$425,000
Median price per sqft
$250
1-year sale-price change
+80.5%
Median days on market
215 days
Homes sold (recent period)
7
For-sale inventory
28
Sale-to-list ratio
92.2%
Active listings
25
1-year forecast
0.0%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$908/mo
1BR fair-market rent
$1,135/mo
2BR fair-market rent
$1,308/mo
3BR fair-market rent
$1,700/mo
4BR fair-market rent
$1,962/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Hot Springs Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
iceStorm, landslide, lightning
Notable hazard ratings (county)
coldWave: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low · landslide: Relatively Moderate · lightning: Relatively Moderate · strongWind: Relatively Low
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 72% of US counties
Buildings in wildfire direct-exposure zone
97.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Benfield Industries, Inc. (23.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,184
Jobs reachable by transit (45 min)
2,076

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
4
Nearest national park
Andrew Johnson National Historic Site (25 mi)
National parks include
Andrew Johnson National Historic Site, Blue Ridge Parkway, Great Smoky Mountains National Park
Airports within 30 mi
8
Nearest airport
Big Sandy Landing (10 mi)
Nearest major airport
Asheville Regional Airport (AVL) (32 mi)
Hospitals nearby (~15 mi)
339
Hospitals include
ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+201 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,990
Housing built before 1970
23.5%
Housing built 2000 or later
36.2%
Median annual property tax
$1,222
Households with broadband internet
46.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
3,274
Average weekly wage
$804
Top industries (by employment)
Accommodation & Food, Construction, Other Services
Annual residential building permits (county)
151

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 28743State medianUS median
Median home value$329,334$287,250$289,727
Median sale price$500,000$330,000$325,000
Median days on market215 days70 days51 days
Median annual property tax$1,222$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 28743?
$329,334.
What is the median sale price in ZIP 28743?
$500,000.
How long do homes take to sell in ZIP 28743?
Median days on market: 215 days.
What is typical rent in ZIP 28743?
2-bedroom fair-market rent: $1,308/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 28743?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: iceStorm, landslide, lightning.
Is ZIP 28743 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 28743?
Risk to homes is higher than 72% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28743?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28743?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 28743?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 28743 walkable?
Walkability index: 3.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 28743?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents