Area data
Montreat, NC — ZIP 28757
Population: 630 (Census ACS)
The median home value in ZIP 28757 (Montreat, NC) is $606,400. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, coldwave, icestorm the top-rated hazards. Cost of living is 5.7% below the US average (BEA, metro/state-level).
$606,400
Median home value
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $606,400
- House Price Index (state)
- 438.2 (+1.0% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Affordability
- Cost of living index (Below Average)
- 94.3 (100 = US avg)
- Electricity rate (state-level)
- 14.0¢/kWh
- Natural gas rate (state-level)
- $16.40/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- lightning, coldWave, iceStorm, landslide, strongWind
- Notable hazard ratings (county)
- coldWave: Relatively High · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Moderate · hurricane: Relatively Low · iceStorm: Relatively High
- Wildfire risk to homes (county)
- Higher than 66% of US counties
- Buildings in wildfire direct-exposure zone
- 75.7%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Chemtronics, Inc. (6.8 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 56.0°F
- Average high
- 68.0°F
- Average low
- 44.0°F
- Annual precipitation
- 66.7 in
- USDA plant hardiness zone
- 7a (extreme annual low 0 to 5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 43
- Days with Good air quality
- 245
- Days with Moderate air quality
- 120
- Highest AQI recorded (year)
- 81
Source: EPA air quality data (nearest monitoring station, annual)
Amenities
- National parks within ~60 mi
- 4
- Nearest national park
- Blue Ridge Parkway (11 mi)
- National parks include
- Blue Ridge Parkway, Carl Sandburg Home National Historic Site, Cowpens National Battlefield
- Airports within 30 mi
- 19
- Nearest airport
- Six Oaks Airport (14 mi)
- Nearest major airport
- Asheville Regional Airport (AVL) (19 mi)
- Hospitals nearby (~15 mi)
- 18
- Hospitals include
- MEMORIAL MISSION HOSPITAL AND ASHEVILLE SURGERY CE, RUTHERFORD REGIONAL MEDICAL CENTER, PARDEE HOSPITAL HENDERSON COUNTY
- Avg hospital rating (CMS)
- 3.4 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 22
- Solar radiation rating
- Fair (4.3 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 1,962
- Housing built before 1970
- 57.2%
- Housing built 2000 or later
- 9.7%
- Median annual property tax
- $3,250
- Households with broadband internet
- 82.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 122,825
- Average weekly wage
- $1,053
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 1,379
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 28757?
- $606,400.
- What is the natural-hazard risk in ZIP 28757?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, coldWave, iceStorm, landslide, strongWind.
- What is the wildfire risk in ZIP 28757?
- Risk to homes is higher than 66% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 28757?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 28757?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- What is the air quality in ZIP 28757?
- Good. Median AQI: 43. (EPA AQI).
- What is the cost of living in ZIP 28757?
- Regional Price Parity: 94.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →