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Area data

Scaly Mountain, NC — ZIP 28775

Population: 674 (Census ACS)

The median home value in ZIP 28775 (Scaly Mountain, NC) is $474,443 — up 3.6% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, landslide, icestorm the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$474,443

Median home value

+3.6%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$474,443
1-year appreciation
+3.6%
3-year appreciation
+15.9%
5-year appreciation
+35.4%
10-year appreciation
+111.6%
All-time peak (2026-02)
$479,778
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
19
New listings (monthly)
2

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, landslide, iceStorm, lightning
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Moderate
Wildfire risk to homes (county)
Higher than 70% of US counties
Buildings in wildfire direct-exposure zone
91.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
65.0 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
34
Days with Good air quality
348
Days with Moderate air quality
14
Highest AQI recorded (year)
71

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
2
Nearest national park
Great Smoky Mountains National Park (41 mi)
National parks include
Great Smoky Mountains National Park, Carl Sandburg Home National Historic Site
Airports within 30 mi
10
Nearest airport
Heaven's Landing Airport (11 mi)
Nearest major airport
Western Carolina Regional Airport (32 mi)
Hospitals nearby (~15 mi)
15
Hospitals include
STEPHENS COUNTY HOSPITAL, NORTHEAST GEORGIA MEDICAL CENTER HABERSHAM, UNION GENERAL HOSPITAL
Avg hospital rating (CMS)
2.9 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,995
Housing built before 1970
29.3%
Housing built 2000 or later
27.8%
Median annual property tax
$1,189
Households with broadband internet
66.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
10,643
Average weekly wage
$874
Top industries (by employment)
Accommodation & Food, Health Care, Professional Services
Annual residential building permits (county)
218

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 28775State medianUS median
Median home value$474,443$287,250$289,727
Median annual property tax$1,189$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 28775?
$474,443.
What is the natural-hazard risk in ZIP 28775?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, landslide, iceStorm, lightning.
What is the wildfire risk in ZIP 28775?
Risk to homes is higher than 70% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28775?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28775?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 28775?
Good. Median AQI: 34. (EPA AQI).
What is the cost of living in ZIP 28775?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents