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Area data

Zirconia, NC — ZIP 28790

Population: 3,241 (Census ACS)

The median home value in ZIP 28790 (Zirconia, NC) is $401,799 — down 0.4% over the past year. Homes sell for a median $625,000 after a median 136 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, coldwave, lightning the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$401,799

Median home value

-0.4%

1-year change

136

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$401,799
1-year appreciation
-0.4%
3-year appreciation
+4.1%
5-year appreciation
+20.2%
10-year appreciation
+89.6%
All-time peak (2024-12)
$416,405
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$625,000
Median list price
$425,000
Median price per sqft
$241
1-year sale-price change
+119.3%
Median days on market
136 days
Homes sold (recent period)
9
For-sale inventory
24
Sale-to-list ratio
97.9%
Active listings
18
1-year forecast
+0.1%
New listings (monthly)
3

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$908/mo
1BR fair-market rent
$1,135/mo
2BR fair-market rent
$1,308/mo
3BR fair-market rent
$1,700/mo
4BR fair-market rent
$1,962/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, coldWave, lightning, strongWind, drought
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Moderate · hurricane: Relatively Low · iceStorm: Very High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 49% of US counties
Buildings in wildfire direct-exposure zone
76.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
General Electric Co/Shepherd Farm (8.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
67.0°F
Average low
48.0°F
Annual precipitation
45.7 in
Annual snowfall
1.4 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,605
Jobs reachable by transit (45 min)
4,868

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Carl Sandburg Home National Historic Site (6 mi)
National parks include
Carl Sandburg Home National Historic Site, Blue Ridge Parkway, Cowpens National Battlefield
Airports within 30 mi
22
Nearest airport
Bell Mountain Airport (6 mi)
Nearest major airport
Asheville Regional Airport (AVL) (16 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
PARDEE HOSPITAL HENDERSON COUNTY, ADVENTHEALTH HENDERSONVILLE, TRANSYLVANIA REGIONAL HOSPITAL, INC
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+787 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,992
Housing built before 1970
22.4%
Housing built 2000 or later
28.7%
Median annual property tax
$1,467
Mean commute to work
29 min
Households with broadband internet
57.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
36,860
Average weekly wage
$987
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
988

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 28790State medianUS median
Median home value$401,799$287,250$289,727
Median sale price$625,000$330,000$325,000
Median days on market136 days70 days51 days
Median annual property tax$1,467$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 28790?
$401,799.
What is the median sale price in ZIP 28790?
$625,000.
How long do homes take to sell in ZIP 28790?
Median days on market: 136 days.
What is typical rent in ZIP 28790?
2-bedroom fair-market rent: $1,308/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 28790?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, coldWave, lightning, strongWind, drought.
Is ZIP 28790 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 28790?
Risk to homes is higher than 49% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28790?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28790?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 28790 walkable?
Walkability index: 4.3/20 (EPA Smart Location Database).
What is the cost of living in ZIP 28790?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents