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Area data

Elgin, SC — ZIP 29045

Population: 31,372 (Census ACS)

The median home value in ZIP 29045 (Elgin, SC) is $302,349 — up 1.9% over the past year. Typical rent runs $1,831/month. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, strongwind, hurricane the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$302,349

Median home value

+1.9%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$302,349
1-year appreciation
+1.9%
3-year appreciation
+5.8%
5-year appreciation
+26.8%
10-year appreciation
+71.8%
All-time peak (2026-07)
$302,349
House Price Index (state)
444.0 (+2.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
173
1-year forecast
+1.5%
Days to pending
60 days
New listings (monthly)
53

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,831/mo
1-year rent change
+0.6%

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
15.0¢/kWh
Natural gas rate (state-level)
$16.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
6
Elementary schools
5
Middle schools
1
High schools
0
School districts serving the area
Kershaw 01, Richland 02
Schools include
Leslie M. Stover Middle, Blaney Elementary, Bookman Road Elementary, Pontiac Elementary, Bridge Creek Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, strongWind, hurricane, lightning, tornado
Notable hazard ratings (county)
coldWave: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Moderate · iceStorm: Relatively High
Wildfire risk to homes (county)
Higher than 61% of US counties
Buildings in wildfire direct-exposure zone
77.4%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Townsend Saw Chain Co. (6.5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
65.0°F
Average high
76.0°F
Average low
54.0°F
Annual precipitation
45.7 in
Annual snowfall
1.2 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Congaree National Park (28 mi)
Airports within 30 mi
10
Nearest airport
Over the Hill Airport (5 mi)
Nearest major airport
Mc Entire Joint National Guard Base (MMT) (19 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
20
Solar radiation rating
Good (4.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+768 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,005
Housing built before 1970
5.2%
Housing built 2000 or later
61.6%
Median annual property tax
$1,491
Mean commute to work
24 min
Households with broadband internet
80.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
15,194
Average weekly wage
$884
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
368

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 29045State medianUS median
Median home value$302,349$229,480$289,727
Typical rent$1,831/mo$1,650/mo$1,808/mo
Median annual property tax$1,491$845$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 29045?
$302,349.
What is typical rent in ZIP 29045?
Typical rent: $1,831/month.
What is the natural-hazard risk in ZIP 29045?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, strongWind, hurricane, lightning, tornado.
What is the wildfire risk in ZIP 29045?
Risk to homes is higher than 61% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 29045?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 29045?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 29045?
6 schools (5 elementary, 1 middle) (NCES, 2022-23).
What is the cost of living in ZIP 29045?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents