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Area data

Waterloo, SC — ZIP 29384

Population: 3,443 (Census ACS)

The median home value in ZIP 29384 (Waterloo, SC) is $184,643 — down 0.7% over the past year. Homes sell for a median $346,250 after a median 60.5 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, icestorm, strongwind the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$184,643

Median home value

-0.7%

1-year change

60.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$184,643
1-year appreciation
-0.7%
3-year appreciation
-19.6%
5-year appreciation
-7.4%
10-year appreciation
+34.3%
All-time peak (2022-09)
$248,612
House Price Index (state)
444.0 (+2.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$346,250
Median list price
$389,000
Median price per sqft
$294
1-year sale-price change
-15.0%
Median days on market
60.5 days
Homes sold (recent period)
6
For-sale inventory
21
Sale-to-list ratio
98.1%
Active listings
16
1-year forecast
+0.4%
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$894/mo
1BR fair-market rent
$1,117/mo
2BR fair-market rent
$1,293/mo
3BR fair-market rent
$1,681/mo
4BR fair-market rent
$1,939/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
15.0¢/kWh
Natural gas rate (state-level)
$16.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Waterloo Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, iceStorm, strongWind, lightning, tornado
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 51% of US counties
Buildings in wildfire direct-exposure zone
81.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
65.0°F
Average high
74.0°F
Average low
55.0°F
Annual precipitation
45.7 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
3,175
Jobs reachable by transit (45 min)
3,854

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Ninety Six National Historic Site (14 mi)
National parks include
Ninety Six National Historic Site, Cowpens National Battlefield
Airports within 30 mi
16
Nearest airport
Ridgewood Air Airport (4 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
EDGEFIELD COUNTY HEALTHCARE AN AFFILIATE OF SELF R
Solar radiation rating
Good (4.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+388 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,990
Housing built before 1970
20.6%
Housing built 2000 or later
23.4%
Median annual property tax
$644
Mean commute to work
27 min
Households with broadband internet
63.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
16,804
Average weekly wage
$967
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
621

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 29384State medianUS median
Median home value$184,643$229,480$289,727
Median sale price$346,250$290,675$325,000
Median days on market61 days80 days51 days
Median annual property tax$644$845$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 29384?
$184,643.
What is the median sale price in ZIP 29384?
$346,250.
How long do homes take to sell in ZIP 29384?
Median days on market: 60.5 days.
What is typical rent in ZIP 29384?
2-bedroom fair-market rent: $1,293/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 29384?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, iceStorm, strongWind, lightning, tornado.
Is ZIP 29384 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 29384?
Risk to homes is higher than 51% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 29384?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 29384?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 29384?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 29384 walkable?
Walkability index: 4.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 29384?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents