Area data
Saint Simons Isl, GA — ZIP 31522
Population: 17,780 (Census ACS)
The typical home value in ZIP 31522 (Saint Simons Isl, GA) is $668,228 — up 2.3% over the past year. Homes sell for a median $684,799 after a median 71 days on market. Typical rent runs $2,985/month. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coastal flooding, hurricane, cold wave the top-rated hazards. Cost of living is 3.7% below the US average (BEA, metro/state-level).
$668,228
Typical home value
+2.3%
1-year change
71
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Typical home value
- $668,228
- 1-year appreciation
- +2.3%
- 3-year appreciation
- +9.4%
- 5-year appreciation
- +38.5%
- 10-year appreciation
- +99.3%
- Peak value since 2000 (Aug 2026)
- $668,353
- House Price Index (state)
- 429.4 (+1.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $684,799
- Median list price
- $744,336
- Median price per sqft
- $372
- 1-year sale-price change
- +0.9%
- Median days on market
- 71 days
- Homes sold (recent period)
- 193
- For-sale inventory
- 400
- Sale-to-list ratio
- 96.1%
- Active listings
- 352
- 1-year forecast
- +0.3%
- Days to pending
- 110 days
- New listings (monthly)
- 73
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $2,985/mo
- 1-year rent change
- +4.1%
- Studio fair-market rent
- $991/mo
- 1BR fair-market rent
- $1,114/mo
- 2BR fair-market rent
- $1,378/mo
- 3BR fair-market rent
- $1,642/mo
- 4BR fair-market rent
- $1,938/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Average)
- 96.3 (100 = US avg)
- Electricity rate (state-level)
- 14.7¢/kWh
- Natural gas rate (state-level)
- $20.40/MCF
- 30-year mortgage rate (national)
- 7.18%
- 15-year mortgage rate (national)
- 6.57%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 2
- Elementary schools
- 2
- Middle schools
- 0
- High schools
- 0
- Avg student-teacher ratio
- 12.2 : 1
- Schools include
- Oglethorpe Point Elementary School, St. Simons Elementary School
Source: NCES school directory, 2024-25 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- coastal flooding, hurricane, cold wave, heat wave, ice storm
- Notable hazard ratings (county)
- hurricane: Relatively High · coastal flooding: Relatively High · cold wave: Relatively Moderate · heat wave: Relatively Moderate · ice storm: Relatively Moderate · wildfire: Relatively Moderate
- Most common flood zone among NFIP claims
- Zone AE
- NFIP flood claims on record
- 779
- Wildfire risk to homes (county)
- Higher than 85% of US counties
- Buildings in wildfire direct-exposure zone
- 58.9%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Hercules 009 Landfill (9.2 mi)
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 69.0°F
- Average high
- 76.0°F
- Average low
- 61.0°F
- Annual precipitation
- 50.3 in
- USDA plant hardiness zone
- 9a (extreme annual low 20 to 25°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 41
- Days with Good air quality
- 255
- Days with Moderate air quality
- 88
- Highest AQI recorded (year)
- 94
Source: EPA annual air quality index (county-level)
Walkability & transit
- Walkability index
- 10.7 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 5,630
- Jobs reachable by transit (45 min)
- 4,516
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 4
- Nearest national park
- Fort Frederica National Monument (4 mi)
- National parks include
- Fort Frederica National Monument, Cumberland Island National Seashore, Timucuan Ecological & Historic Preserve
- Airports within 30 mi
- 9
- Nearest airport
- Brunswick Golden Isles Airport (BQK) (7 mi)
- Nearest major airport
- Brunswick Golden Isles Airport (BQK) (7 mi)
- Hospitals in or near this ZIP
- 1
- Hospitals include
- ST SIMONS-BY-THE-SEA
- EV charging stations (within 10 mi)
- 26
- Solar radiation rating
- Good (4.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +306 tax filers
Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)
Housing stock
- Median year housing built
- 1989
- Housing built before 1970
- 15.3%
- Housing built 2000 or later
- 30.3%
- Median annual property tax
- $2,876
- Mean commute to work
- 15 min
- Households with broadband internet
- 84.0%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 35,763
- Average weekly wage
- $1,016
- Top industries (by employment)
- Accommodation & Food, Health Care, Administrative Services
- Annual residential building permits (county)
- 448
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 31522 | State median | US median | |
|---|---|---|---|
| Typical home value | $668,228 | $255,549 | $285,053 |
| Median sale price | $684,799 | $302,411 | $319,906 |
| Median days on market | 71 days | 60 days | 48 days |
| Typical rent | $2,985/mo | $1,777/mo | $1,803/mo |
| Median annual property tax | $2,876 | $1,615 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in ZIP 31522?
- $668,228.
- What is the median sale price in ZIP 31522?
- $684,799.
- How long do homes take to sell in ZIP 31522?
- Median days on market: 71 days.
- What is typical rent in ZIP 31522?
- Typical rent: $2,985/month.
- What is the natural-hazard risk in ZIP 31522?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coastal flooding, hurricane, cold wave, heat wave, ice storm.
- Is ZIP 31522 in a flood zone?
- Flood zones vary by property within ZIP 31522. 779 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
- What is the wildfire risk in ZIP 31522?
- Risk to homes is higher than 85% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 31522?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 31522?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 31522?
- 2 schools (2 elementary) (NCES, 2024-25).
- Is ZIP 31522 walkable?
- Walkability index: 10.7/20 (EPA Smart Location Database).
- What is the air quality in ZIP 31522?
- Good. Median AQI: 41. (EPA AQI).
- What is the cost of living in ZIP 31522?
- Regional Price Parity: 96.3 (100 = US average) (Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Nov 2026. See all data sources →