Skip to main content

Area data

Palm coast, FL — ZIP 32137

Population: 48,391 (Census ACS)

The median home value in ZIP 32137 (Palm coast, FL) is $386,387 — down 0.8% over the past year. Homes sell for a median $440,000 after a median 76 days on market. Typical rent runs $1,990/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hurricane, coastalflooding, inlandflooding the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$386,387

Median home value

-0.8%

1-year change

76

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$386,387
1-year appreciation
-0.8%
3-year appreciation
-7.7%
5-year appreciation
+13.0%
10-year appreciation
+70.7%
All-time peak (2022-08)
$438,503
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$440,000
Median list price
$425,000
Median price per sqft
$217
1-year sale-price change
+10.0%
Median days on market
76 days
Homes sold (recent period)
382
For-sale inventory
728
Sale-to-list ratio
96.7%
Active listings
486
1-year forecast
-0.1%
Days to pending
97 days
New listings (monthly)
139

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,990/mo
1-year rent change
+1.6%
Studio fair-market rent
$1,098/mo
1BR fair-market rent
$1,373/mo
2BR fair-market rent
$1,624/mo
3BR fair-market rent
$2,111/mo
4BR fair-market rent
$2,436/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Schools include
INDIAN TRAILS MIDDLE SCHOOL, MATANZAS HIGH SCHOOL, BELLE TERRE ELEMENTARY SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hurricane, coastalFlooding, inlandFlooding, lightning, tornado
Notable hazard ratings (county)
coastalFlooding: Relatively Moderate · heatWave: Relatively Low · hurricane: Relatively High · inlandFlooding: Relatively Moderate · lightning: Relatively Moderate · strongWind: Relatively Low
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 88% of US counties
Buildings in wildfire direct-exposure zone
43.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
71.0°F
Average high
79.0°F
Average low
63.0°F
Annual precipitation
50.1 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
35
Days with Good air quality
354
Days with Moderate air quality
10
Highest AQI recorded (year)
71

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
5.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
3,219
Jobs reachable by transit (45 min)
6,426

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Fort Matanzas National Monument (9 mi)
National parks include
Fort Matanzas National Monument, Castillo de San Marcos National Monument
Airports within 30 mi
23
Nearest airport
Flagler Executive Airport (8 mi)
Nearest major airport
Northeast Florida Regional Airport (UST) (27 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
ADVENTHEALTH PALM COAST PARKWAY
EV charging stations (within 10 mi)
48
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+2,477 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,001
Housing built before 1970
1.3%
Housing built 2000 or later
54.8%
Median annual property tax
$3,242
Mean commute to work
24 min
Households with broadband internet
72.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
23,421
Average weekly wage
$905
Top industries (by employment)
Accommodation & Food, Health Care, Administrative Services
Annual residential building permits (county)
2,246

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 32137State medianUS median
Median home value$386,387$346,549$289,727
Median sale price$440,000$359,990$325,000
Median days on market76 days72 days51 days
Typical rent$1,990/mo$2,095/mo$1,808/mo
Median annual property tax$3,242$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 32137?
$386,387.
What is the median sale price in ZIP 32137?
$440,000.
How long do homes take to sell in ZIP 32137?
Median days on market: 76 days.
What is typical rent in ZIP 32137?
Typical rent: $1,990/month.
What is the natural-hazard risk in ZIP 32137?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hurricane, coastalFlooding, inlandFlooding, lightning, tornado.
Is ZIP 32137 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 32137?
Risk to homes is higher than 88% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 32137?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 32137?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 32137?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 32137 walkable?
Walkability index: 5.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 32137?
Good. Median AQI: 35. (EPA AQI).
What is the cost of living in ZIP 32137?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Palm coast, FL?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents