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Area data

Palatka, FL — ZIP 32177

Population: 25,645 (Census ACS)

The median home value in ZIP 32177 (Palatka, FL) is $209,979 — up 1.3% over the past year. Homes sell for a median $250,000 after a median 104 days on market. Typical rent runs $1,381/month. 11 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hurricane, lightning, inlandflooding the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$209,979

Median home value

+1.3%

1-year change

104

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$209,979
1-year appreciation
+1.3%
3-year appreciation
+1.8%
5-year appreciation
+16.1%
10-year appreciation
+130.1%
All-time peak (2024-06)
$214,349
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$250,000
Median list price
$259,000
Median price per sqft
$157
1-year sale-price change
+10.1%
Median days on market
104 days
Homes sold (recent period)
67
For-sale inventory
124
Sale-to-list ratio
96.4%
Active listings
116
1-year forecast
-0.8%
New listings (monthly)
27

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,381/mo
1-year rent change
-1.4%
Studio fair-market rent
$1,098/mo
1BR fair-market rent
$1,373/mo
2BR fair-market rent
$1,624/mo
3BR fair-market rent
$2,111/mo
4BR fair-market rent
$2,436/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
11
Elementary schools
6
Middle schools
1
High schools
1
Charter schools
2
Schools include
KELLEY SMITH ELEMENTARY SCHOOL, JAMES A. LONG ELEMENTARY SCHOOL, PALATKA JR - SR HIGH SCHOOL, MELLON LEARNING CENTER, WILLIAM D. MOSELEY ELEMENTARY SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hurricane, lightning, inlandFlooding, strongWind, tornado
Notable hazard ratings (county)
coastalFlooding: Relatively Low · coldWave: Relatively Low · drought: Relatively Low · heatWave: Relatively Low · hurricane: Relatively High · inlandFlooding: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 79% of US counties
Buildings in wildfire direct-exposure zone
76.6%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
17
Days with Good air quality
355
Days with Moderate air quality
1
Highest AQI recorded (year)
54

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
8.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
5,936
Jobs reachable by transit (45 min)
4,292

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Castillo de San Marcos National Monument (28 mi)
National parks include
Castillo de San Marcos National Monument, Fort Matanzas National Monument, Timucuan Ecological & Historic Preserve
Airports within 30 mi
26
Nearest airport
Palatka Municipal - Lt. Kay Larkin Field (3 mi)
Nearest major airport
Northeast Florida Regional Airport (UST) (29 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
HCA FLORIDA PUTNAM HOSPITAL
Avg hospital rating (CMS)
1.0 / 5
Best hospital rating nearby (CMS)
1.0 / 5
EV charging stations (within 10 mi)
48
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+495 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,981
Housing built before 1970
32.8%
Housing built 2000 or later
20.8%
Median annual property tax
$1,412
Mean commute to work
22 min
Households with broadband internet
59.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
13,525
Average weekly wage
$916
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
110

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 32177State medianUS median
Median home value$209,979$346,549$289,727
Median sale price$250,000$359,990$325,000
Median days on market104 days72 days51 days
Typical rent$1,381/mo$2,095/mo$1,808/mo
Median annual property tax$1,412$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 32177?
$209,979.
What is the median sale price in ZIP 32177?
$250,000.
How long do homes take to sell in ZIP 32177?
Median days on market: 104 days.
What is typical rent in ZIP 32177?
Typical rent: $1,381/month.
What is the natural-hazard risk in ZIP 32177?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hurricane, lightning, inlandFlooding, strongWind, tornado.
Is ZIP 32177 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 32177?
Risk to homes is higher than 79% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 32177?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 32177?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 32177?
11 schools (6 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 32177 walkable?
Walkability index: 8.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 32177?
Good. Median AQI: 17. (EPA AQI).
What is the cost of living in ZIP 32177?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents