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Area data

De funiak spring, FL — ZIP 32433

Population: 19,746 (Census ACS)

The median home value in ZIP 32433 (De funiak spring, FL) is $230,120 — down 0.3% over the past year. Homes sell for a median $249,950 after a median 68 days on market. Typical rent runs $1,738/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hurricane, lightning, coastalflooding the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$230,120

Median home value

-0.3%

1-year change

68

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$230,120
1-year appreciation
-0.3%
3-year appreciation
-0.5%
5-year appreciation
+21.6%
10-year appreciation
+111.2%
All-time peak (2024-04)
$238,047
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$249,950
Median list price
$285,875
Median price per sqft
$181
1-year sale-price change
-1.9%
Median days on market
68 days
Homes sold (recent period)
56
For-sale inventory
105
Sale-to-list ratio
96.4%
Active listings
93
1-year forecast
-1.1%
Days to pending
140 days
New listings (monthly)
21

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,738/mo
Studio fair-market rent
$1,098/mo
1BR fair-market rent
$1,373/mo
2BR fair-market rent
$1,624/mo
3BR fair-market rent
$2,111/mo
4BR fair-market rent
$2,436/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
0
High schools
2
Schools include
WALTON HIGH SCHOOL, MAUDE SAUNDERS ELEMENTARY SCHOOL, EMERALD COAST TECHNICAL COLLEGE, MOSSY HEAD SCHOOL, WALTON INITIATIVE FOR SUCCESS IN EDUCATION (WISE)

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hurricane, lightning, coastalFlooding, tornado
Notable hazard ratings (county)
coastalFlooding: Relatively Moderate · coldWave: Relatively Low · heatWave: Relatively Low · hurricane: Relatively High · inlandFlooding: Relatively Low · lightning: Relatively High
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 70% of US counties
Buildings in wildfire direct-exposure zone
56.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
66.1 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
5.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
740
Jobs reachable by transit (45 min)
1,709

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
23
Nearest airport
Melanie's Airport (5 mi)
Nearest major airport
Bob Sikes Airport (CEW) (20 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
NORTH OKALOOSA MEDICAL CENTER, NORTH WALTON DOCTORS HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Good (4.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,165 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,994
Housing built before 1970
11.7%
Housing built 2000 or later
36.4%
Median annual property tax
$557
Mean commute to work
29 min
Households with broadband internet
64.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
30,110
Average weekly wage
$1,037
Top industries (by employment)
Accommodation & Food, Construction, Health Care
Annual residential building permits (county)
1,549

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 32433State medianUS median
Median home value$230,120$346,549$289,727
Median sale price$249,950$359,990$325,000
Median days on market68 days72 days51 days
Typical rent$1,738/mo$2,095/mo$1,808/mo
Median annual property tax$557$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 32433?
$230,120.
What is the median sale price in ZIP 32433?
$249,950.
How long do homes take to sell in ZIP 32433?
Median days on market: 68 days.
What is typical rent in ZIP 32433?
Typical rent: $1,738/month.
What is the natural-hazard risk in ZIP 32433?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hurricane, lightning, coastalFlooding, tornado.
Is ZIP 32433 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 32433?
Risk to homes is higher than 70% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 32433?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 32433?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 32433?
5 schools (2 elementary, 2 high) (NCES, 2022-23).
Is ZIP 32433 walkable?
Walkability index: 5.2/20 (EPA Smart Location Database).
What is the cost of living in ZIP 32433?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in De funiak spring, FL?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents