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Area data

Keystone heights, FL — ZIP 32656

Population: 15,836 (Census ACS)

The median home value in ZIP 32656 (Keystone heights, FL) is $288,040 — up 2.9% over the past year. Homes sell for a median $322,500 after a median 78 days on market. Typical rent runs $1,625/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, heatwave, hurricane the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$288,040

Median home value

+2.9%

1-year change

78

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$288,040
1-year appreciation
+2.9%
3-year appreciation
+6.2%
5-year appreciation
+32.7%
10-year appreciation
+120.6%
All-time peak (2026-05)
$288,229
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$322,500
Median list price
$322,500
Median price per sqft
$200
1-year sale-price change
+18.4%
Median days on market
78 days
Homes sold (recent period)
34
For-sale inventory
82
Sale-to-list ratio
95.5%
Active listings
71
1-year forecast
+0.7%
New listings (monthly)
16

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,625/mo
Studio fair-market rent
$1,010/mo
1BR fair-market rent
$1,030/mo
2BR fair-market rent
$1,230/mo
3BR fair-market rent
$1,520/mo
4BR fair-market rent
$1,920/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
2
Middle schools
0
High schools
1
Schools include
KEYSTONE HEIGHTS ELEMENTARY, KEYSTONE HEIGHTS JUNIOR/SENIOR HIGH, MCRAE ELEMENTARY SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, heatWave, hurricane, inlandFlooding, tornado
Notable hazard ratings (county)
coastalFlooding: Relatively Low · earthquake: Relatively Low · heatWave: Relatively Moderate · hurricane: Relatively Moderate · inlandFlooding: Relatively Moderate · lightning: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 80% of US counties
Buildings in wildfire direct-exposure zone
51.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Cabot/Koppers (23.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
52.6 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,009
Jobs reachable by transit (45 min)
3,815

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Castillo de San Marcos National Monument (39 mi)
National parks include
Castillo de San Marcos National Monument, Fort Matanzas National Monument, Timucuan Ecological & Historic Preserve
Airports within 30 mi
24
Nearest airport
Keystone Heights Airport (6 mi)
Nearest major airport
Gainesville Regional Airport (GNV) (21 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
HCA FLORIDA NORTH FLORIDA HOSPITAL, HCA FLORIDA ORANGE PARK HOSPITAL, ASCENSION ST VINCENT'S CLAY COUNTY
Avg hospital rating (CMS)
2.7 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Good (4.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+2,235 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,985
Housing built before 1970
20.6%
Housing built 2000 or later
20.6%
Median annual property tax
$1,302
Mean commute to work
33 min
Households with broadband internet
58.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
48,311
Average weekly wage
$988
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,863

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 32656State medianUS median
Median home value$288,040$346,549$289,727
Median sale price$322,500$359,990$325,000
Median days on market78 days72 days51 days
Typical rent$1,625/mo$2,095/mo$1,808/mo
Median annual property tax$1,302$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 32656?
$288,040.
What is the median sale price in ZIP 32656?
$322,500.
How long do homes take to sell in ZIP 32656?
Median days on market: 78 days.
What is typical rent in ZIP 32656?
Typical rent: $1,625/month.
What is the natural-hazard risk in ZIP 32656?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, heatWave, hurricane, inlandFlooding, tornado.
Is ZIP 32656 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 32656?
Risk to homes is higher than 80% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 32656?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 32656?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 32656?
3 schools (2 elementary, 1 high) (NCES, 2022-23).
Is ZIP 32656 walkable?
Walkability index: 7.3/20 (EPA Smart Location Database).
What is the cost of living in ZIP 32656?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents