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Area data

Lake panasoffkee, FL — ZIP 33538

Population: 6,132 (Census ACS)

The median home value in ZIP 33538 (Lake panasoffkee, FL) is $211,909 — down 0.6% over the past year. Homes sell for a median $265,000 after a median 84 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hurricane, lightning, strongwind the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$211,909

Median home value

-0.6%

1-year change

84

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$211,909
1-year appreciation
-0.6%
3-year appreciation
-4.0%
5-year appreciation
+21.8%
10-year appreciation
+129.0%
All-time peak (2024-01)
$224,405
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$265,000
Median list price
$227,500
Median price per sqft
$175
1-year sale-price change
+23.3%
Median days on market
84 days
Homes sold (recent period)
13
For-sale inventory
29
Sale-to-list ratio
94.5%
Active listings
22
1-year forecast
-0.5%
New listings (monthly)
7

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,098/mo
1BR fair-market rent
$1,373/mo
2BR fair-market rent
$1,624/mo
3BR fair-market rent
$2,111/mo
4BR fair-market rent
$2,436/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
LAKE PANASOFFKEE ELEMENTARY SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hurricane, lightning, strongWind, tornado, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively Low · heatWave: Relatively Low · hurricane: Relatively High · inlandFlooding: Relatively Moderate · lightning: Relatively High · strongWind: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 86% of US counties
Buildings in wildfire direct-exposure zone
31.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
70.0°F
Average high
82.0°F
Average low
58.0°F
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
6.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
5,549
Jobs reachable by transit (45 min)
6,205

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
51
Nearest airport
Rutland Runway (2 mi)
Nearest major airport
Leesburg International Airport (LEE) (23 mi)
Hospitals nearby (~15 mi)
5
Hospitals include
HCA FLORIDA CITRUS HOSPITAL, TAMPA GENERAL HOSPITAL BROOKSVILLE, UF HEALTH LEESBURG HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+4,859 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,985
Housing built before 1970
28.0%
Housing built 2000 or later
26.0%
Median annual property tax
$776
Mean commute to work
24 min
Households with broadband internet
66.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
33,570
Average weekly wage
$1,057
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
2,501

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 33538State medianUS median
Median home value$211,909$346,549$289,727
Median sale price$265,000$359,990$325,000
Median days on market84 days72 days51 days
Median annual property tax$776$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 33538?
$211,909.
What is the median sale price in ZIP 33538?
$265,000.
How long do homes take to sell in ZIP 33538?
Median days on market: 84 days.
What is typical rent in ZIP 33538?
2-bedroom fair-market rent: $1,624/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 33538?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hurricane, lightning, strongWind, tornado, inlandFlooding.
Is ZIP 33538 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 33538?
Risk to homes is higher than 86% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 33538?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 33538?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 33538?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 33538 walkable?
Walkability index: 6.3/20 (EPA Smart Location Database).
What is the cost of living in ZIP 33538?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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